Relationship Manager, Kota Kinabalu-sme Banking

1 day ago

Sabah, Malaysia Bank Islam Full time

Req ID: 6142- Job Description:

- **Duties & Responsibilities**
- Market and originate SME Banking financing products, deposit products, and Takaful for new and existing customers.
- Prepare credit proposals and obtain approval from the respective Financing Committees.
- Prepare a Letter of Offer and liaise with the Credit Administration for the completion of security documentation.
- Proactively monitor credit quality through early problem financing recognition and implement appropriate strategies.
- Work closely with other Business Development Units (internal & external) in promoting Bank Islam products and services.
- Manage the disbursement and/or activation process and liaise with the Sales Support Team and Credit Admin Department.
- Conduct a review of the customers’ facility and recommend the course of action to be taken.
- Analyse changes in the business activities or variations in the customers’ risk profile and decide whether to maintain the relationship or embark on an exit strategy.
- Maintain and manage customer relationships, cross-sell the bank’s products and services, and monitor the growth and quality of the business portfolio in order to meet the target.
- Ensure adherence to and compliance with all internal policies, guidelines, and external regulatory requirements

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