Business Credit Specialist

2 days ago

Kuala Lumpur, Kuala Lumpur, Malaysia AFFIN Group Full time 60,000 - 120,000 per year
Create the future with Affin ​​You too can make a difference.

We continuously innovate to transform our financial services landscape - making banking better and easier. Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. You too can make a difference.

  • Evaluate credit applications for SME/Commercial clients, including new, renewal, and enhancement requests.
  • Perform financial analysis on audited accounts, management reports, and cash flow projections.
  • Assess creditworthiness by analyzing business models, industry risks, repayment capacity, and collateral adequacy.
  • Prepare credit proposals and Memorandum of Approval (MA) for submission to Credit Committee.
  • Ensure compliance with internal credit policies, regulatory guidelines, and risk management frameworks.
  • Engage with Relationship Managers to clarify business background and structure appropriate financing solutions.

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