Credit Policy Manager

As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

 Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future.

 We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

This is the broad job description of the job profile. Definitive job description should be reviewed and discussed between you and your manager.

Credit Policy Manager

Why Join
As a Credit Policy Manager at OCBC, you'll play a critical role in shaping the bank's lending decisions and risk management strategies. You'll work closely with stakeholders to develop and implement credit policies that balance business growth with risk management, and contribute to the bank's long-term success.

How you succeed
To excel in this role, you'll need to stay up-to-date with industry trends, regulatory requirements, and emerging risks. You'll work collaboratively with cross-functional teams to develop and refine credit policies, and provide expert guidance to stakeholders on policy implementation. Your analytical skills and attention to detail will be essential in identifying potential risks and opportunities.

What you do

1.To undertake adoption and localisation of Enterprise, Credit & ESG Policies and Procedures with customisation to suit local operations and local regulatory requirements.

2.To undertake periodic update and review of Enterprise, Credit & ESG Policies and Procedures arising from regulatory compliance and economic / business strategy changes and market practices, including ensuring update of Enterprise, Credit & ESG Policies and Procedures on intranet

3. Development of ad-hoc Enterprise, Credit & ESG Policies and Procedures for MY arising from regulatory compliance and economic/business strategy changes and market practices.

4. Administration and maintenance of Lending Authority Limits (LAL) delegation and Panel of Valuers.

5. Day-to-day advisory support to Business Units and CRR (include Audit) on clarification of Credit Policies and Procedures.

6. To prepare annual Risk Management Chapter, including coordinating with other stakeholders for their contributions.

7. To performing secretarial duties for Credit Risk Management Committee (CRMC)

Who you are
- Possess a recognized degree preferably in Economics or Business, coupled with minimum 8 years' of relevant working experience.
- Excellent command in both written and spoken English.

• Independent, self-motivated, resourceful and excellent interpersonal skills.
- Meticulous with an eye for details and good planning and organizing skills.
- Possesses a positive, can do attitude.
- Excellent communication and interpersonal skills, with ability to work collaboratively with stakeholders
- Strong understanding of credit risk management principles, regulatory requirements, and industry best practices
- Ability to think strategically and make informed decisions

Who we are
As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation.
But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

What we offer
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Equal opportunity. Fair employment. Selection based on ability and fit with our culture and values. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.