Credit Analyst Internship

7 hours ago

Kuala Lumpur, Kuala Lumpur, Malaysia JCL Credit Leasing Sdn Bhd Full time

Job Description:


• Perform and responsible for credit analysis on customer based on their financial statement.


• Ensure completeness of each credit analysis prepared and they are done accordingly as well

as in organization's credit policy & procedure.


• Monitor, review past due and delinquent accounts and constantly follow up with Sales team

and customers on collection activities and action taken.


• Make evaluation through phone with customer & all information that customer given, ensure

all data is accurate & follow the guideline.


• Reviewing credit risk for new application and existing customers by carrying out credit

worthless checks and make credit limit recommendations, evaluate and mitigate credit risks.


• To ensure confidentiality, integrity & availability of all information assets those are protected.


• Conduct periodic credit evaluation and meeting with sales team on existing customers,

formulates and implement credit control procedures.


• Willing to work extra-miles such to improve current credit policy, credit analysis

methodologies such as credit scoring/portfolio, portfolio analysis, client audit, etc.


• Assist in developing, planning and implementations of practices and procedures to minimize

loan charge-offs from adversely-graded loans.


• Responsible in credit/loan administration/management activities i.e. ensuring ongoing update

of client files/information.


• Responsible for minimizing defaults and bad debts of ongoing loans


• Performs other duties as assigned

Job Requirement:


• Candidate must possess at least a Diploma in Finance, Accounting, Banking or equivalent


• Required Language(s) : Bahasa Malaysia, English


• Experienced in Microsoft Office application including Excel, Word and Outlook


• Excellent communication & Interpersonal Skills


• Good working attitude, passionate, energetic and customer oriented


• Able to work independently with minimal supervision and work to meet deadlines


• Full-Time and Contract-basis position(s) available

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