Spclst, Central Sme Rcvry

1 week ago


Kuala Lumpur, Kuala Lumpur, Malaysia RHB Banking Group Full time
Working Hour

  • Regular Hours


Monday
  • Friday
  • Business Area


Community Banking
  • Location


Malaysia
  • Kuala Lumpur
  • Description

Primary Objective:

  • Manage and review assigned Impaired Loans under RRC's portfolio via strategic recovery actions, which includes repayment programme / R&R / legal action;
  • Provide relevant administrative support relating to legal recovery action and system update
  • Propose and negotiate restructuring and rescheduling plans to maximise amount collected (Conventional & Islamic Accounts)
  • Manage collaboration and relationship with external solicitors to support necessary legal action/proceedings
  • Execute endtoend auction of all assets/collaterals to maximise auction sales value to reduce
  • Propose and negotiate settlement plans to maximise amount recovered for writtenoff cases

Key Responsibilities:

  • Evaluate, review, recommend and monitor compliance of recovery strategies for assigned Impaired Loans to meet the Centre's recovery target.
  • Prepare monthly/quarterly/halfyearly and adhoc reports to Head Office on the management of impaired portfolio of accounts.
  • Perform relevant data update on portfolio of accounts in the respective systems
  • Dunning and calling activities to contact customers + manage calls and followups
  • Carry out restructure and rescheduling activities
  • Prepare and issue proposal on payment plans, waivers, call off auction and / or hold legal actions
  • Prepare and issue letter to solicitors/valuers/receivers & managers/private liquidator for relevant recovery action
  • Ensure postsettlement
- process is completed and deletion of collateral data

  • Lodgement and Withdrawal of Caveat
  • Attend to closure of AMLA account
  • Conduct site visits to check the business status (still ongoing or cease operation) and relevant details
  • Handling SJPP/CGC matters and ensure claim is submitted within stipulated deadline, no outstanding guarantee fees, etc
  • Identify and submit accounts which are qualified for writeoff/write down
  • Handling Security Documentation such as perfection and discharge
  • Requirements

Requirements:

Degree in Banking/Finance/Business Administration/Management or other related field and disciplines.

Minimum 3 years of experience in banking/financial institution

  • Good interpersonal, communication and PC skills
  • Good in Credit, Legal and Management skills
  • Good in business & industry knowledge
  • Good problem solving skills
  • Good communication/ people skills and able to handle customers
  • Persistence, discipline and strong sense of initiative to followthrough on issues
  • Knowledge of compliance/legal/regulatory requirements regarding collection activities
  • Good knowledge of legal processes and procedures related recovery
  • Benefits
Dental, Education support, Miscellaneous allowance, Medical, Loans, Sports (e.g. Gym), Parking, Vision, Regular hours, Mondays
  • Friday
s, Casual Business Wear, Performance Based Rewards

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