Assistant Manager, Country Credit Risk

1 week ago

Petaling Jaya, Selangor, Malaysia Grab Full time

Company Description

About Grab and Our Workplace

Grab is Southeast Asia's leading superapp. From getting your favourite meals delivered to helping you manage your finances and getting around town hassle-free, we've got your back with everything. In Grab, purpose gives us joy and habits build excellence, while harnessing the power of Technology and AI to deliver the mission of driving Southeast Asia forward by economically empowering everyone, with heart, hunger, honour, and humility.

Job Description

Get to Know the Team

  • Grab's lending business, Grab Financial Services Asia (GFSA), focuses on providing microcredit to under-served communities. The GFSA team combines talent from its Regional Hub in Singapore with deep local market operators.
  • We aim to build a team with the best mix of business drive, industry expertise, and local market knowledge. The GFSA team handles all aspects of lending, from conceptualization to ongoing management in its focus markets.
  • The Country Credit team sets and executes credit risk management policies, working closely with the Country Head and Regional Credit Risk team to use data and technology in risk management.

Get to Know the Role

  • We're looking for a Risk Associate who will manage and structure the internal and external data, automate the credit risk assessment processes, and develop dashboards to monitor portfolio risk performance.
  • You will report to Head of Lending, and work onsite at the Grab Malaysia office.

The Critical Tasks You Will Perform

  • Develop and implement an end-to-end credit framework and policies for the Driver and Consumer segments in collaboration with the regional credit team.
  • Manage credit risk operations and create a credit whitelist using alternative data to enhance credit models for the MEX segment.
  • Establish and refine credit models, uncover insights, and collaborate with lending and collections teams to optimize the lending portfolio.
  • Work with external agencies like RAMCI and Experian to improve credit processes and operational efficiency.
  • Monitor credit performance, identify underwriting weaknesses, and adapt to new methods for business growth.
  • Coordinate with cross-functional teams to develop data-driven strategies, credit policies, and collection strategies while minimizing credit loss.
  • Design and implement performance dashboards to provide senior management with actionable insights for decision-making.

Qualifications

The must haves:

  • Bachelor's degree, preferably in Statistics, Mathematics, Economics, Finance, Risk Management, or a relevant background.
  • 5+ years of relevant work experience in credit policy and credit analytics.
  • Ability to conceptualize and build credit scoring using non-conventional alternative data.
  • Technical expertise regarding data models, data mining, and segmentation techniques.
  • Fluency with SQL, Python, R or other tools for statistical analysis.

Additional Information

Life at Grab

We care about your well-being at Grab, here are some of the global benefits we offer:

  • Term Life Insurance and comprehensive Medical Insurance.
  • With GrabFlex, create a benefits package that suits your needs and aspirations.
  • Celebrate moments that matter in life with loved ones through Parental and Birthday leave, and give back to your communities through Love-all-Serve-all (LASA) volunteering leave.
  • Confidential Grabber Assistance Programme to guide and uplift you and your loved ones through life's challenges.
  • FlexWork arrangements such as differentiated hours to balance personal commitments and life's demands.

What We Stand For at Grab

We are committed to building an inclusive and equitable workplace that enables diverse Grabbers to grow and perform at their best. As an equal opportunity employer, we consider all candidates fairly and equally regardless of nationality, ethnicity, religion, age, gender identity, sexual orientation, family commitments, physical and mental impairments or disabilities, and other attributes that make them unique.

Candidates must be resident in Malaysia, or have the right to work in Malaysia.

#J-18808-Ljbffr

  • Assistant Manager, Country Credit Risk

    24 hours ago

    Petaling Jaya, Selangor, Malaysia GrabTaxi Holdings Pte. Ltd. Full time

    About Grab and Our WorkplaceGrab is Southeast Asia's leading superapp. From getting your favourite meals delivered to helping you manage your finances and getting around town hassle-free, we've got your back with everything. In Grab, purpose gives us joy and habits build excellence, while harnessing the power of Technology and AI to deliver the mission of...

  • Credit Risk Manager, Southeast Asia

    3 days ago

    Petaling Jaya, Selangor, Malaysia GrabTaxi Holdings Pte. Ltd. Full time

    Job OverviewThe Country Credit team at Grab sets and executes credit risk management policies, working closely with the Country Head and Regional Credit Risk team to use data and technology in risk management.This role will report to the Head of Lending and work onsite at the Grab Malaysia office.The successful candidate will develop and implement an...

  • Head of Credit Risk

    2 weeks ago

    Petaling Jaya, Selangor, Malaysia Grab Full time

    Grab is Southeast Asia's leading superapp. From getting your favourite meals delivered to helping you manage your finances and getting around town hassle-free, we've got your back with everything. In Grab, purpose gives us joy and habits build excellence, while harnessing the power of Technology and AI to deliver the mission of driving Southeast Asia forward...

  • Credit Risk Management Expert

    23 hours ago

    Petaling Jaya, Selangor, Malaysia GrabTaxi Holdings Pte. Ltd. Full time

    About Grab and Our WorkplaceGrab is Southeast Asia's leading superapp, empowering everyone by harnessing the power of Technology and AI to drive regional growth. We're a team that values purpose, giving us joy, and habits build excellence.We have various businesses, including Grab Financial Services Asia (GFSA), which focuses on providing microcredit to...

  • Data Analyst, Credit Risk

    2 days ago

    Petaling Jaya, Selangor, Malaysia Grab Full time

    Company DescriptionAbout Grab and Our WorkplaceGrab is Southeast Asia's leading superapp. From getting your favourite meals delivered to helping you manage your finances and getting around town hassle-free, we've got your back with everything. In Grab, purpose gives us joy and habits build excellence, while harnessing the power of Technology and AI to...

  • Credit Risk Manager Position

    2 days ago

    Petaling Jaya, Selangor, Malaysia Grab Full time

    About the RoleWe are seeking a highly skilled Data Analyst, Risk Assessment to join our team at Grab. As a key member of our credit risk management department, you will be responsible for managing and structuring internal and external data, automating credit risk assessment processes, and developing dashboards to monitor portfolio risk performance.The ideal...

  • Risk Management Specialist

    2 weeks ago

    Petaling Jaya, Selangor, Malaysia Grab Full time

    Grab, a leading superapp in Southeast Asia, is seeking a highly skilled Credit Policy Lead to join its lending division, GFSA (Grab Financial Services Asia). As a key member of the Country Credit Operations team, you will play a crucial role in establishing and implementing credit risk management policies.The ideal candidate will have 8 years of relevant...

  • Credit Policy Lead

    2 weeks ago

    Petaling Jaya, Selangor, Malaysia Grab Full time

    We're looking for a highly skilled Risk Management Specialist to join our lending division, GFSA (Grab Financial Services Asia). As a key member of the Country Credit Operations team, you will play a crucial role in establishing and implementing credit risk management policies.The ideal candidate will have 8 years of relevant work experience in credit...

  • Insurance Credit and Risk Manager

    2 weeks ago

    Petaling Jaya, Selangor, Malaysia QBE Insurance Group Full time

    Insurance Credit and Risk Managers at QBE Insurance Group play a vital role in ensuring the accuracy and timeliness of payments. As a key member of the team, you will analyze credit control-related data, identify problem areas, and take corrective action.Your responsibilities will include processing, allocating, and notifying entities of their respective...

  • Risk Credit Specialist

    2 days ago

    Petaling Jaya, Selangor, Malaysia Grab Full time

    About the CompanyGrab is Southeast Asia's leading superapp, providing a range of services including food delivery, ride-hailing, and financial services. Our mission is to drive Southeast Asia forward by economically empowering everyone, with heart, hunger, honour, and humility.Job OverviewWe are looking for a Credit Risk Manager to join our lending team at...

  • Financial Risk Management Associate

    1 week ago

    Petaling Jaya, Selangor, Malaysia Grab Full time

    Company OverviewGrab is a leading superapp in Southeast Asia, providing a range of services including food delivery, ride-hailing, and financial services. Our lending business, Grab Financial Services Asia (GFSA), focuses on providing microcredit to under-served communities.The GFSA team combines talent from our Regional Hub in Singapore with deep local...

  • Credit Management and Risk Assessment Specialist

    4 days ago

    Petaling Jaya, Selangor, Malaysia PEOPLE PROFILERS Full time

    **Credit Management and Risk Assessment Specialist**At People Profilers, we are looking for a talented individual to fill the role of Credit Management and Risk Assessment Specialist. In this position, you will play a critical role in evaluating loan applications and assessing credit risk.**Key Tasks**Evaluate loan applications using established criteria and...

  • Senior Credit Risk Manager

    2 weeks ago

    Petaling Jaya, Selangor, Malaysia Brenntag Full time

    Job DescriptionDuties and Responsibilities:Conduct thorough credit risk assessments for existing and potential clients, analysing financial statements and credit history.Review customer orders to resolve credit hold issues and prepare monthly credit control reports.Adhere to accounting principles, service levels, company policies, and procedures.Identify...

  • Credit Risk Assessment Specialist

    6 days ago

    Petaling Jaya, Selangor, Malaysia Brenntag Full time

    We are looking for a skilled Commercial Credit Manager Lead to join our Brenntag team. In this critical role, you will play a pivotal part in ensuring the effective management of customer credit risk exposure and delivering high-quality credit control services.Key ResponsibilitiesLead the analysis and assessment of new and existing customer credit risk...

  • Credit Risk Expert

    5 days ago

    Petaling Jaya, Selangor, Malaysia Tec D Malaysia Full time

    About the Role:The Senior Credit Analyst will be responsible for analyzing financial data, evaluating credit risk, and making recommendations to management on credit limits and other financial matters.Key Responsibilities:Analyze financial statements and credit reports to determine creditworthinessEvaluate credit applications and make recommendations to...

  • Senior Merchant Risk and Credit Management Officer

    3 weeks ago

    Petaling Jaya, Selangor, Malaysia Revenue Group Berhad Full time

    Senior Merchant Risk and Credit Management OfficerThe Merchant Risk and Credit Management Officer is tasked with evaluating creditworthiness, underwriting, and assessing SME lending applications within specified parameters. They meticulously conduct due diligence on new clients, gathering KYC information, scrutinizing documentation, and analysing risk...

  • Corporate Credit Risk Manager

    2 weeks ago

    Petaling Jaya, Selangor, Malaysia Hong Leong Assurance Berhad Full time

    About the RoleThe successful candidate will be responsible for conducting thorough credit risk assessments and making sound credit decisions to support the overall financial success of the organisation.

  • Credit Risk Management Professional

    7 days ago

    Petaling Jaya, Selangor, Malaysia DHL Germany Full time

    About This RoleThis is an exciting opportunity to work as a DHL Germany Collection Specialist within our dynamic team. In this position, you will be responsible for ensuring that our ICCC Stop Credit process is executed successfully and that customer accounts are properly managed.Your key responsibilities will include:Monitoring Dunning completion and...

  • Senior Credit Risk Specialist

    5 days ago

    Petaling Jaya, Selangor, Malaysia Standard Chartered Full time

    About Our OpportunityWe are seeking a highly skilled Credit Analyst to join our team in Wealth and Retail Banking. The successful candidate will be responsible for providing timely and relevant credit analysis for a portfolio of Standard Chartered Bank's clients.Key Responsibilities:Perform Credit Analysis: Provide insightful, relevant, succinct, and timely...

  • Data-Driven Credit Risk Professional

    23 hours ago

    Petaling Jaya, Selangor, Malaysia GrabTaxi Holdings Pte. Ltd. Full time

    About GrabGrab is Southeast Asia's leading superapp, driving regional growth by harnessing the power of Technology and AI.We have a diverse range of businesses, including Grab Financial Services Asia (GFSA), which focuses on providing microcredit to underserved communities using data-driven strategies.Job DescriptionWe're seeking a Risk Associate to join our...