Junior Credit Analyst

3 days ago


Kuala Lumpur, Malaysia BNP Paribas Full time

JUNIOR CREDIT ANALYST (JOB NUMBER: CTC000059)

In Asia Pacific, BNP Paribas is one of the best-positioned international financial institutions with an uninterrupted presence since 1860. Currently with over 17,000 employees* and a presence in 13 markets, BNP Paribas provides corporates, institutional and private investors with product and service solutions tailored to their specific needs. It offers a wide range of financial services covering corporate & institutional banking, wealth management, asset management, insurance, as well as retail banking and consumer financing through strategic partnerships.

Worldwide, BNP Paribas has a presence in 73 markets with more than 196,000 employees. It has key positions in its three main activities: Domestic Markets and International Financial Services (whose retail-banking networks and financial services are covered by Retail Banking & Services) and Corporate & Institutional Banking, which serves two client franchises: corporate clients and institutional investors. Asia Pacific is a key strategic region for BNP Paribas and it continues to develop its franchise in the region.

BNP Paribas offers you an exciting career in an international business environment that is fast-paced, diverse and focuses on creating high-value relationships with our clients. We offer competitive salary and benefits, as well as a working environment where you’re valued as part of the team.
- excluding partnerships

**KEY RESPONSIBILITIES**
- Prepare complete, synthetic and coherent credit proposals in line with the bank’s policies. The credit proposals should encompass analysis of financial statements, industry, economic data as well as identification and analysis of key risks and mitigations.
- Propose to the credit committee appropriate credit ratings & recovery rates, using internal tools and Credit Analyst’s judgement
- Perform portfolio reviews, periodic covenant checks, and security monitoring as required in line with approval conditions of respective files
- Monitor clients’ credit evolution and alert management for any early warning signals, major events or material evolution
- Presentation of credit proposals to credit committees
- Ensure annual review/ transactions deadlines are met
- Communicate reliably and professionally with both internal and external clients
- Keep updated with the bank’s credit methodologies and policies.
- Ensure the Front End of the Central Credit Reference Information System (CCRIS) are updated accurately and timely in accordance with CCRIS guidelines issued by Bank Negara Malaysia
**REQUIREMENTS**
- Possess a recognized degree in Accounting/ Finance/ Banking/ Economic/ Business
- Certified Credit Professional or Chartered Financial Analyst holders or other Professional Accounting/ Risk qualification would be a definite advantage
- 2 years of relevant working experience
- Good command of written and spoken English

**Primary Location**: MY-14-Kuala Lumpur

**Job Type**: Standard / Permanent
**Job**: RISKS
**Education Level**: Bachelor Degree or equivalent (>= 3 years)
**Experience Level**: At least 2 years



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