Loan Manager

6 months ago


Bukit Mertajam, Malaysia CHARTERWAY INTEGRATED SDN BHD Full time

**概述:**
作為貸款經理,您將負責監督從申請到結束的貸款流程。您將確保所有貸款申請均得到高效、準確的處理,同時遵守公司政策和監管要求。

**職責:**
1. 貸款處理:管理貸款申請流程,包括審查申請、驗證文件並確保遵守貸款政策和法規。
2. 客戶服務:透過解答詢問、解決問題並引導他們完成貸款流程,為借款人提供優質的客戶服務。
3.風險評估:透過分析財務資訊、信用報告等相關因素,評估貸款申請人的信用狀況。
4. 協作:與承銷商、信貸員和其他團隊成員密切合作,以促進及時的貸款批准和結清。
5. 文件:保留貸款交易和文件的準確記錄,確保完整性並符合內部和外部要求。
6. 培訓和發展:隨時了解行業趨勢、法規和最佳實踐,並根據需要為員工提供培訓。
7. 績效監控:監控與貸款處理效率、品質和客戶滿意度相關的關鍵績效指標(KPI),並根據需要實施改進。
8. 報告:準備有關貸款活動、通路狀態和績效指標的定期報告,以供管理審查。
9. 合規性:確保遵守所有有關貸款活動的相關法律、法規和公司政策。

**資格:**
1. 金融、工商管理或相關領域學士學位(優先)。
2. 具有貸款處理、承銷或相關職位的經驗。
3. 對貸款實務、法規和合規要求有深入的了解。
4.優秀的溝通和人際溝通能力。
5.注重細節,具有較強的分析與解決問題的能力。
6. 熟練相關軟體應用(例如貸款發放系統、Microsoft Office套件)。
7. 能說、寫中文。
- **附加要求(如果適用):**

1. 抵押貸款或相關領域的認證(例如,認證抵押貸款銀行家、認證貸款官員)。
2. 熟悉特定貸款產品或市場(例如住宅抵押貸款、商業貸款)。


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