Credit Officer, Commercial Credit Management

2 weeks ago


Malaysia CIMB Group Full time

**Credit Verification**
- To input credit related information into BCS of applicant(s), if any.
- Existing and Related Borrowing confirmation.
- To check all existing and related borrowings for repayment track record.
- Confirming credit bureau checking (e.g. CTOS/DCheque/CCRIS)
- To verify and review the initial checking by Sales Force.
- Income verification
- To check criteria for Decline (Represent) due to incomplete or insufficient documents submitted.

**Credit Evaluation and Recommendation**
- Risk identification and mitigation

**Recommendation**
- Based on the evaluation, recommendation to either approve, approve with variation or decline the loan.

**Fraud Detection**
- Other duties and responsibilities as and when requested by superior.


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