Sales Consultant, Auto Finance Specialist
6 days ago
Job Purpose:
As a Sales Consultant, Auto Finance Specialist at AFFIN Group, you will be responsible for driving the marketing of Hire Purchase (HP) financing/loan products, acquiring HP sales, sourcing new dealers, and maintaining close business relationships with existing dealers, as well as cross-selling HP related products or Bank's products.
Key Accountabilities:
- Market HP products and establish strong partnerships with new dealers while fostering excellent business relationships with existing dealers.
- Meet sales targets for Hire Purchase and Cross Selling, ensuring asset quality and a reasonable yield.
- Ensure the completeness and accuracy of documents submitted by dealers, including verifying documents against originals and witnessing the execution of loan documents.
- Conduct thorough interviews with applicants, inspect vehicles, and visit sites to verify business/house of applicants if required.
- Monitor market share with existing dealers and keep credit processing staff informed of current market trends.
- Stay up-to-date with the latest Bank and regulatory policies, guidelines, manuals, and circulars, ensuring compliance at all times.
- Ensure data integrity and workflow/process requirements are met with timely submission of reports.
- Act as an authorized signatory.
- Perform any other job functions as may be assigned by the Management from time to time.
Requirements:
- Possess a Degree, Professional, or Diploma.
- Be a self-starter and team player with strong interpersonal, communication (written and oral) skills and knowledge of the HP vehicle market.
- Be computer literate.
- Have access to own transport.
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