Risk Management Specialist

2 days ago


Petaling Jaya, Selangor, Malaysia ACCA Careers Full time

About Grab and Our Mission

At ACCA Careers, we're dedicated to driving Southeast Asia forward by economically empowering everyone. Our mission is to harness the power of technology and AI to deliver value to our customers while promoting financial inclusion.

Role Overview

We're looking for a skilled Risk Associate who will manage and structure internal and external data, automate credit risk assessment processes, and develop dashboards to monitor portfolio risk performance. As a key member of our Country Credit team, you'll work closely with the Head of Lending and Regional Credit Risk team to leverage data and technology in risk management.

Key Responsibilities

  • Develop and implement an end-to-end credit framework and policies for driver and consumer segments in collaboration with the regional credit team.
  • Manage credit risk operations, create a credit whitelist using alternative data, and enhance credit models for the MEX segment.
  • Evaluate and refine credit models, identify underwriting weaknesses, and adapt to new methods for business growth.
  • Coordinate with cross-functional teams to develop data-driven strategies, credit policies, and collection strategies while minimizing credit loss.
  • Design and implement performance dashboards to provide senior management with actionable insights for decision-making.

Requirements

  • Bachelor's degree in Statistics, Mathematics, Economics, Finance, Risk Management, or a relevant background.
  • 5+ years of relevant work experience in credit policy and credit analytics.
  • Strong technical expertise regarding data models, data mining, and segmentation techniques.
  • Proficiency in SQL, Python, R, or other tools for statistical analysis.


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