Senior Credit Professional

1 day ago


Johor Bahru, Johor, Malaysia PEOPLE PROFILERS Full time
Job Overview:
We are seeking an experienced Credit Evaluation Specialist to join our team at PEOPLE PROFILERS. As an Assistant Manager, Credit Management, you will play a critical role in assessing and managing credit risk while ensuring compliance with regulatory requirements.

About the Position:
This is an exciting opportunity for a seasoned professional to take on a challenging role that requires strong analytical and problem-solving skills. You will work closely with stakeholders to identify potential risks and implement strategies to mitigate them.

Responsibilities:
  • Evaluate and process Hire Purchase loan applications.
  • Analyze supporting income documents of customers.
  • Verify customers' personal or employment information.
  • Collaborate with the Department Manager to develop/review policies and guidelines, SOPs, and ad-hoc credit reviews.
  • Provide support with any branch matters as required.

Requirements:
  • Minimum degree holder in any equivalent field.
  • Possess CCE Certification as an additional advantage.
  • Minimum 5 years of working experience in credit management with comprehensive knowledge of credit processing/evaluation/approving in the banking/auto-financing industry.
  • Experience in consumer financing e.g. Hire Purchase, Mortgage, Personal loan, Credit Card.
  • Strong analytical and problem-solving skills.
  • Excellent communication skills in English and Bahasa Malaysia, both written and spoken. Proficiency in Mandarin will be an added advantage.


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