Business Banking Expert
7 days ago
About the Role:
This Business Banking Expert will be responsible for establishing strong relationships with existing business banking clients, increasing utilization of banking facilities and improving profitability. Key responsibilities include planning and strategizing marketing activities to enhance portfolios at business centers.
Key Responsibilities:
- To establish closer rapport with existing business banking clients to increase utilization of banking facilities and improve profitability;
- To plan and strategize on marketing activities to enhance existing portfolios at business centres;
- To actively monitor Pre-NPL / Watch list / High-Risk accounts with the aim of regularizing account conduct through restructuring / rescheduling of banking facilities or exiting the relationship to prevent / minimize potential losses;
- To check through credit applications proposals and credit requests prepared by ARMs/AROs prior to submission to Regional Manager and CED;
- To ensure ARMs/AROs are prompt in submitting credit applications reviews to minimize delinquency of accounts;
- To ensure timely submission of various periodic reports to Regional Office / Head Office (Monthly: business centre's performance, marketing calls / new prospects, overdue CA, high risk accounts, star clients' utilization, Service Quality Index (SQI), Key Result Area (KRA) Performance; Quarterly: Watch List Report).
Requirements:
- Malaysian Citizen;
- Minimum 10 years' experience in banking of which 8 years in marketing for Corporate, Commercial or SME loans;
- Experience in banking with strong Credit & Marketing Skillsets;
- Knowledge in financial analysis, business and industry knowledge, marketing intelligence, effective communication, credit skill, negotiation, supervisory and managerial skills.
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