Cards Operation Analyst
3 days ago
_**Responsibilities**_
- Ensure day-to-day operations comply with the regulatory and internal requirements.
- Collaborate with product, customer experience and business to create a robust operation process that delight our customers where it matters most.
- Leverage technology to drive a high degree of digitalisation and scalability. Card Management
- Monitor blank card & stationery inventory balance/maintenance in the systems. To escalate to the teamlead for threshold limit reach.
- To attend to query or confirmation required from the Card Service provider on embossing, delivery & return card status. Card Settlement
- Monitor daily MasterCard & Paynet settlement received as per standard scheduled by the card scheme.
- Monitor & ensure settlement was auto-created in the system as per scheduled and attended by the Payment Operations.
- To escalate on any delay in processing to the team lead and ensure action taken to resolve the issue. Card Transaction Reconciliation
- Monitor Daily Card Reconciliation case auto-created in the system as per scheduled.
- Check & confirm parent case created with sufficient files ingested & child case match the Unrecon item (if any).
- Maker/Checker to the child case item by reconfirming transaction status before proceed with credit/debit remarks.
- To escalate/liaise with service provider for clarification/confirmation required on the reconciliation item. Card Dispute /Chargeback
- Monitor and attend to incoming dispute / chargeback received from Mastercard or Paynet.
- Ensure incoming dispute raised by the card scheme being attended and respond within the SLA.
- Review and analyst dispute raised by customer through Customer Experience team via system. Confirm and proceed to service provider for chargeback issuance (if eligible for chargeback)
- To monitor chargeback status from time-to-time and update Customer Experience. Card General Enquiry
- To attend to the General Enquiry case raised by Customer Experience. Analyze and to respond within the SLA.
- Ensure case analyse thoroughly and respond to Customer Experience within the SLA. User Acceptance Test (UAT)
- To attend to Cards related UAT as per timeline set.
- Ensure UAT Test Script is updated correctly and review the team lead.
- **Requirements**_
- Passionate about solving problems - possesses a relentless need for investigation and data exploration. Use your problem-solving skills to foresee obstacles and proposed changes to the operation process.
- At least 2 years of experience in Card operations, journey mapping and process optimization
- Strong foundation in design thinking and human centric methodologies
- A sharp eye for identifying weak points in processes and workflow structures
- A strategic and analytical mindset as you will have to critically evaluate individual processes and iterations, then synthesize their insights
- An excellent communicator with top-notch presentation skills as you will often hold presentations, lead brainstorming sessions and trainings, and create reports
- Must be organized and committed to meeting deadlines as you will spearhead both the planning and implementation
- Comfort in dealing with ambiguity and operating in a fast-changing, unstructured environment
- Confidence in your abilities to lead organizational change.
**Job Types**: Full-time, Contract
Pay: RM2,600.00 - RM4,500.00 per month
**Benefits**:
- Health insurance
- Maternity leave
- Opportunities for promotion
- Professional development
Work Location: In person
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