Payments and Settlement Officer

At Xe, we live currencies. We provide a comprehensive range of currency services and products, including our Currency Converter, Market Analysis, Currency Data API and quick, easy, secure Money Transfers for individuals and businesses. We leverage technology to deliver these services through our website, mobile app and by phone. Last year, we helped over 300 million people access information about the currencies that matter to them and over 225,000 people used us to send money overseas.

We are proud to be part of Euronet Worldwide (Nasdaq: EEFT), a global leader in processing secure electronic financial transactions. Under their Money Transfer division, Xe and Ria Money Transfer have been brought together to help establish the third largest money transfer business in the world.

Reporting to the Team Manager, this role works as part of a global team to manage money in and money out for customers (consumer & businesses) in the fastest and most efficient way possible - this is achieved through a range of global payment networks. We strive for excellence in delivering the best service for our customers. This role is responsible for settling foreign exchange contracts and processing payments on behalf of corporate or consumer clients, ensuring all transactions are settled and paid to agreed timescales, banking cut-off points and company SLA’s.

Our principles
- AMBITION - We dream big, try things out and always ask “why not?” and “what if?” We’re ambitious in our thinking and our delivery
- RESPONSIBILITY - We get involved, bring our perspective and are always open to new ideas. We take personal responsibility
- COMMUNITY - We value a sense of belonging, trusting each other and encouraging authenticity. We contribute to our community

What you’ll do
- Contract Settlement: Organise contract settlement for the current value date
- Global Bank Accounts:Manage money in and money out of global bank accounts; process and authorise receipts and payments
- Stakeholder Engagement:Liaise with internal stakeholders, both, locally and globally (APAC, NAM, UK), namely Service Delivery, Compliance and Global Operations Team on a wide range of queries, including anti-money laundering (AML) and sanctions queries and FX contract queries
- Problem Solving:Investigate and resolve any settlement/account errors, internally and with global banking partners
- Transaction queries: Monitor workflow queues to ensure transactions are dealt with in a timely and efficient manner, to meet cut off times and SLA’s
- Settling Trades: Support Treasury Risk Management in agreeing and settling trades with banking counterparties
- Managing and matching MT300 confirmations in Mysis and referring bank confirmation anomalies to TRM for correction
- Confirming options with banking counterparties and agreeing premium

**Requirements**:

- FX/Financial Services: Some relevant experience in a financial services or FX organisation, undertaking payment tasks and understanding of cash flows.
- Global Payments & Systems: Knowledge of global payment rails and systems, including SWIFT, NPP and ACH preferred but not required.
- Effective time Management: Strong time management skills, able to plan, organise and multi-task.
- Excellent attention to detail: Strong attention to detail and numeracy skills.
- Effective Communicator: Strong verbal and written communication skills.
- A team player: Approachable, collaborative team member.
- Agility: Adaptable, eager to learn, proactive.

**Benefits**
- Competitive salary & Discretionary bonus
- Paid time off
- Annual leaves
- Medical benefit
- Global opportunity
- Medical Insurance