Credit Underwriter

2 weeks ago


Kuala Lumpur, Malaysia Quess Global Malaysia Full time

Ensure sound credit approval quality through the identification of potential problem accounts for close monitoring and early remediation during the periodic review.
- Assist in the implementation of new/changes in credit policy/ new business initiatives.
- Conduct evaluation based on detailed analysis and provided with recommendations based on credit underwriting standards and policies.
- Provide feedback on the gaps/opportunities in credit underwriting policy.
- Ensure timely completion of credit review and assist business units in suggesting risk-mitigating terms during the review process.
- Assist in initiatives to streamline end-to-end credit processes.
- Perform timely periodic review which includes line management and early warning detection to help ensure the performance of existing accounts are being actively monitored.
- Contribute to the preparation of credit risk management meetings.
- Maintain market awareness and be vigilant of trends affecting existing and future credit exposures.
- Work with Business Unit to define, review and enhance Target Market and Risk Acceptance Criteria.
- Undertake ad-hoc tasks/ projects as may be required from time to time.

**Key Result Areas**
- Provide feedback on the gaps/opportunities in credit underwriting policy.
- Support in managing delinquency of a portfolio via early warning and/or periodic review.

**Requirements**:

- Minimum 3-5 years of experience in credit assessment or front-line covering retail credits.
- Bachelor’s degree in finance, Business Administration, Business Management, Accounting, or related field.
- Professional certification such as AICB CCR, CCE, CCP or equivalent certification is highly desired.
- Able to work under pressure with tight turnaround time.
- Swift in undertaking other credit-related matters apart from the typical credit assessment/ tasks.
- Possess strong analytical, writing and interpersonal skills.

**Job Type**: Contract
Contract length: 12 months

Pay: RM3,000.00 - RM4,000.00 per month

**Benefits**:

- Health insurance
- Opportunities for promotion
- Professional development

**Education**:

- Bachelor's (required)

**Experience**:

- risk management: 2 years (preferred)
- credit underwriting: 2 years (required)

Work Location: In person



  • Kuala Lumpur, Malaysia BigPay Full time

    **What we do, and why we do it** The banking system is evolving to give consumers the transparency, control and financial wellbeing they deserve. In a world where technology can change how we live for the better, there is no reason to be burdened by legacy systems, bureaucracy and mediocrity. It’s time for a change, and you can be part of this...

  • Credit Underwriter

    2 days ago


    Kuala Lumpur, Malaysia Allianz Full time

    CREDIT UNDERWRITER Allianz Trade, the world's leading provider of credit insurance services, helps its customers around the globe to trade wisely and develop their business safely. With 6,000 employees from more than 70 nationalities, in over 50 countries, Allianz Trade offers a complete range of services for the management of B-to-B trade...


  • Kuala Lumpur, Kuala Lumpur, Malaysia Alliance Bank Malaysia Berhad Full time 100,000 - 150,000 per year

    Job Responsibilities· Approving of credit proposals within the delegated approving authority· Ensure compliance of credit policies, risk acceptance criteria, credit underwriting standards, BNM requirement and any other relevant regulatory/governance.· Provide independent and prudent credit evaluation.· Manage underwriting activities of the team to meet...


  • Kuala Lumpur, Malaysia AirAsia Full time

    **Join us at BigPay; leveling up, one transaction at a time.** **What we do, and why we do it** The banking system is evolving to give consumers the transparency, control and financial wellbeing they deserve. In a world where technology can change how we live for the better, there is no reason to be burdened by legacy systems, bureaucracy and mediocrity....


  • Kuala Lumpur, Kuala Lumpur, Malaysia Parkson Credit Sdn Bhd Full time 24,000 - 48,000 per year

    Responsible to perform calls and assessment on credit/loan application.Develop independent underwriting/recommendation/justification report and ability to identify risk of borrower in repayment debt.Ensure application result input on timely manner.Perform follow-up & updates on application status with customers and dealers.Ensure full compliance with...


  • Kuala Lumpur, Malaysia Parkson Credit Sdn Bhd Full time

    Develop independent underwriting/recommendation/justification report and ability to identify risk of borrower in repayment debt. - Ensure full compliance with Company’s and/or Group’s policies and lending guidelines. - Ensure confidentiality of all protected information. **Requirements**: - Possess at least Diploma/ Degree, any field - **Immediate...

  • Credit Manager

    4 days ago


    Kuala Lumpur, Kuala Lumpur, Malaysia EPS Consultants Full time 90,000 - 120,000 per year

    Job ResponsibilitiesMonitor portfolio performance and identify early risk indicators such as rising defaults.Work with the risk team to manage and reduce potential credit risks.Ensure full compliance with all regulatory requirements, including KYC and income verification.Lead and guide the credit team, including analysts and underwriters.Organize training...


  • Kuala Lumpur Centre, Kuala Lumpur, Malaysia AmBank Group Full time 100,000 - 120,000 per year

    Job DescriptionsPrimarily responsible for assessment of all credit application, identify risks associated with such exposure and make appropriate recommendations to the relevant AA for approval.Performance Management: i) Manage Credit Underwriting standards and quality. ii) Manage Standard Turnaround TimeCompliance and Risk Management : Ensure compliance...


  • Kuala Lumpur, Kuala Lumpur, Malaysia Alliance Bank Malaysia Berhad Full time

    JOB PURPOSE:Review & validate of new credit policy for new Consumer product to ensure compliance to BNM guideline and internal bank's risk appetite.Implement and make changes to credit systems accordingly to ensure all credit policy rules are automated and deployed timely and accurately.Oversee and monitoring of portfolio performance by conducting review and...


  • Kuala Lumpur, Kuala Lumpur, Malaysia Great Eastern Full time 720,000 - 1,200,000 per year

    About the JobTo determine potential clients' risk factors and to establish the terms of coverage.Performs prudent underwriting of new business, existing policies and reinstatement of lapsed policies within expected response time set.Manages all aspects of underwriting process, selects and classifies risk according to company philosophy and standards.Analyzes...