VP, Compliance and Risk

The VP, Compliance and Risk plays a pivotal leadership role in overseeing regulatory compliance, AML/CFT/CPF compliance, and enterprise risk management functions for Tranglo Sdn Bhd (Malaysia) and Tranglo Pte Ltd (Singapore). This role ensures the effective implementation of compliance and risk frameworks in alignment with Bank Negara Malaysia (BNM) and the Monetary Authority of Singapore (MAS) requirements and Tranglo's internal governance standards. The incumbent will lead a multi-disciplinary team covering Regulatory Compliance, AML/CFT/CPF, and Risk Management, fostering a culture of integrity, accountability, and continuous improvement across both jurisdictions.

Key Responsibilities

3.1 Regulatory Compliance (RC)

• Lead the Regulatory Compliance team responsible for interpreting, assessing, and implementing applicable laws, regulations, and guidelines issued by BNM, MAS, and other authorities.
• Conduct periodic regulatory gap analyses to identify new or revised obligations and oversee timely remediation and implementation of controls.
• Disseminate key regulatory updates and compliance requirements to Designated Internal Controllers (DICs) and Process Integrity Validators (PIVs) across departments.
• Oversee the Anti-Bribery and Corruption (ABC) framework implementation and ensure compliance with corporate ethics and integrity standards.
• Review and provide compliance advisory on new products, business initiatives, and partner due diligence.
• Coordinate regulatory audits, inspections, and formal communications with BNM and MAS.

3.2 AML/CFT/CPF Compliance

• Oversee the AML/CFT/CPF Compliance function consisting of Transaction Monitoring, KYC, AML System Enhancement, and Quality Assurance (QA) teams.
• Provide strategic direction on AML/CFT/CPF programs, ensuring compliance with BNM AML/CFT & TFS Policy, MAS PSN01, and FATF standards.
• Ensure timely submission of STRs and other mandated regulatory reports.
• Strengthen AML/CFT governance through data-driven insights, thematic reviews, and system-driven improvements.
• Act as the key contact for regulators and enforcement agencies on AML/CFT/CPF matters.

3.3 Risk Management & Governance

• Oversee the Enterprise Risk Management (ERM) framework and ensure alignment with the Group's risk appetite.
• Lead the implementation of RCSA, KCT, KRI monitoring, and IMDC processes.
• Provide strategic input on risk identification, mitigation, and monitoring across operational, compliance, technology, and strategic domains.
• Present risk management reports and dashboards to the Risk Committee and Board.

3.4 Business Continuity & Operational Resilience

• Oversee the Business Continuity Plan (BCP) and Disaster Recovery Plan (DRP) to ensure operational resilience.
• Coordinate call tree exercises, Business Impact Analysis (BIA) reviews, and periodic testing, ensuring results are reported to management and incorporated into risk reporting.

3.5 Compliance Training & Awareness Program Development

• Develop and implement a comprehensive compliance training program for all staff levels, covering AML/CFT/CPF, sanctions, ABC and regulatory requirements.
• Tailor training programs by role and function, ensuring mandatory completion and refreshers.
• Conduct awareness campaigns and scenario-based learning to strengthen compliance culture.
• Track training completion, evaluate effectiveness, and report progress to management and the Board.

3.6 Leadership & Culture

• Lead, mentor, and develop the Compliance and Risk Management teams across Malaysia and Singapore.
• Foster a collaborative, performance-driven, and compliance-oriented culture.
• Drive professional development, succession planning, and knowledge sharing within the department.

3.7 Board & Management Reporting

• Prepare and present compliance and risk management reports to the Board, Audit Committee, and Senior Management.
• Provide regulatory insights, trend analysis, and recommendations for continuous improvement in governance and control effectiveness.

Qualifications and Experience

• Bachelor's degree in Law, Finance, Business, Risk Management, or related field.
• Professional certification such as CAMS and ICA preferred.
• Minimum 10 years' experience in compliance and/or risk management within financial services or fintech, with at least 5 years in a managerial or leadership role.
• Strong working knowledge of BNM and MAS regulatory frameworks (e.g., MSBA 2011, AMLA 2001, BNM AML/CFT & TFS, MAS PSN01, PSA 2019, RMiT, GRMO).
• Proven experience in managing compliance functions across multiple jurisdictions.
• Excellent leadership, analytical, and communication skills with the ability to engage effectively with senior stakeholders and regulators.

Personal Attributes

• High ethical standards and professional integrity.
• Strategic thinker with attention to detail.
• Collaborative, proactive, and adaptable to change.
• Strong organizational and problem-solving abilities.