AVP, Credit Risk Policy

1 day ago

Kuala Lumpur, Kuala Lumpur, Malaysia Alliance Bank Malaysia Berhad Full time

About Alliance Bank Malaysia Berhad

Alliance Bank Malaysia Berhad and its subsidiaries, Alliance Direct Marketing and Alliance Islamic Bank Berhad, offers banking and financial solutions through its Consumer, SME, Commercial, Corporate and Islamic banking. The Bank provides easy access to its broad base of customers throughout the country via multi-pronged delivery channels that include retail branches, Privilege Banking Centres, Business Centres, and Digital banking services.

We are currently seeking a high caliber professional to join our Group Credit Risk department under Group Risk Management division as a Manager/Assistant Vice President, Credit Risk Policy.

The Role

A successful candidate in this position will be responsible for the formulation/enhancement of core & supplementary policies specific to credit risk, and also build sound controls in managing Group Credit Risk.

Job Description

  • Revamp of core credit risk framework and policies taking into latest changes in internal & regulatory requirements.
  • Simplify and remove redundancies in processes and controls for better management of credit risk.
  • Monitor adherence to the Group's approved policies / risk limits and regulatory requirements to ensure all activities are being controlled within the limits approved.
  • Provide independent risk assessment to ensure risks are addressed accordingly prior to sign off.
  • Identify areas of improvement in managing existing and new key risk ventures.
  • Enhance oversight of end-to-end risk process, ensure no significant non-compliance events.
  • Execute management action plans and address areas of improvement for regulatory/internal audit findings.
  • Attend to credit risk policy related queries by various stakeholders.
  • Strengthen process improvement and support the independent memo review.
  • Promote & support risk conscious culture and best practice controls within the Bank through interaction with teams across different Line of Businesses.
  • Support collaboration with Line of Business (LOB) in formulation and development of appropriate policies in addressing new key risks and appropriate risk mitigation.

Job Requirements

Skills

  • Strong analytical and problem-solving skills with aptitude for logic.
  • Effective communication skills, both written and oral.
  • Excellent interpersonal skills.
  • Resourceful and adaptable in a changing environment.
  • Good team and organizational skills working with cross functional stakeholders.

Knowledge

  • Strong knowledge of banking products/operations.
  • Strong knowledge of credit risk management approaches/techniques.
  • Knowledge of credit underwriting approaches/techniques.
  • Sound knowledge of relevant regulations governing credit risk management.
  • Awareness of best practices and market trends.

Experience

  • Tertiary Graduate or Qualified Professional with at least 5 years of experience in SME, Commercial and Corporate specific areas, with exposure to risk management and regulatory policy requirements.
  • Experience in internal audit or credit underwriting will be an added advantage.
  • This position is open to Malaysian citizens only.
  • 5+ years of Banking experience, preferably in Credit Underwriting.
  • 5+ years of work experience in Credit Risk Rating (preferably Moody's and S&P).
  • 5+ years of work experience with Internal Audit.

  • AVP - Credit Policy Manager (Contract)

    3 days ago

    Kuala Lumpur, Kuala Lumpur, Malaysia OCBC Full time

    Responsibilities:To undertake adoption and localisation of Enterprise, Credit & ESG Policies and Procedures with customisation to suit local operations and local regulatory requirements.To undertake periodic update and review of Enterprise, Credit & ESG Policies and Procedures arising from regulatory compliance and economic / business strategy changes and...

  • Credit Policy Manager

    7 days ago

    Kuala Lumpur, Kuala Lumpur, Malaysia OCBC Full time 120,000 - 240,000 per year

    Responsibilities:Develop, implement, and maintain consumer credit policies and strategies to manage credit risk across consumer financing products.Monitor portfolio performance and recommend policy adjustments to optimize risk-reward trade-offs and pre-empt any potential broadening of credit deterioration.Collaborate with portfolio analytics and product...

  • AVP, Mortgage Risk Policy Analyst, PFS Risk

    1 week ago

    Kuala Lumpur, Kuala Lumpur, Malaysia UOB Full time 600,000 - 1,200,000 per year

    About UOBUnited Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and...

  • Senior Executive, Credit Policy

    7 days ago

    Kuala Lumpur, Kuala Lumpur, Malaysia Alliance Bank Malaysia Berhad Full time

    JOB PURPOSE:Review & validate of new credit policy for new Consumer product to ensure compliance to BNM guideline and internal bank's risk appetite.Implement and make changes to credit systems accordingly to ensure all credit policy rules are automated and deployed timely and accurately.Oversee and monitoring of portfolio performance by conducting review and...

  • AVP Credit Analyst

    1 week ago

    Kuala Lumpur, Kuala Lumpur, Malaysia Esync software services Sdn Bhd Full time 2,000 - 15,975 per year

    Key Accountabilities / Responsibilities1. Risk Assessment on Credit ProposalsConduct independent credit risk assessments for new and existing banking, insurance, and treasury proposals, including annual reviews, watchlist reviews, and restructuring/rescheduling proposals.Oversee the credit rating process using the Bank's internal credit rating tools (CRMS)...

  • Credit Risk Manager

    1 week ago

    Kuala Lumpur, Kuala Lumpur, Malaysia KAF Group Full time 90,000 - 120,000 per year

    Job Role: Credit Risk Manager (2 LoD), KAF DIGITAL BANKJob SummaryThis is a retail banking role in the second line of defense, where the officer is responsible forassessing and managing credit exposures within the bank. The role ensures that credit risksare appropriately identified, measured, monitored, and controlled in accordance with thebank's policies...

  • Credit Risk Manager

    1 day ago

    Kuala Lumpur, Kuala Lumpur, Malaysia KAF Group Full time

    Job Role: Credit Risk Manager , KAF DIGITAL BANKJob SummaryThis is a retail banking role in the second line of defense, where the officer is responsible forassessing and managing credit exposures within the bank. The role ensures that credit risksare appropriately identified, measured, monitored, and controlled in accordance with thebank's policies and Bank...

  • Head - Risk Management (Credit Risk)

    1 day ago

    Kuala Lumpur, Kuala Lumpur, Malaysia HLB Full time

    If you are looking to excel and make a difference, take a closer look at us…Formulate/establish effective and appropriate credit risk management and control framework so that all material credit risks can be properly identified, assessed, mitigated and monitored through the effective implementation of Credit Risk Governance Policy.Conduct in-depth analysis...

  • Senior Credit Risk

    1 day ago

    Kuala Lumpur, Kuala Lumpur, Malaysia Export-Import Bank of Malaysia Berhad (EXIM Bank) Full time

    Company DescriptionExport-Import Bank of Malaysia Berhad (EXIM Bank) is a government-owned development financial institution established to promote reverse investment and export of strategic sectors such as capital goods, infrastructure projects, and value-added manufactured products. The bank facilitates the entry of Malaysian companies into new markets,...

  • Assistant Manager, Credit Risk

    1 day ago

    Kuala Lumpur, Kuala Lumpur, Malaysia Shoraka Digital Full time

    Duties and Responsibilities: -Prepare internal credit ratings and conduct credit reviews.Perform comprehensive and timely credit risk assessments for SME and Corporate applications for the platform.Recommending risk mitigation strategies to support informed credit decisions while safeguarding the platform.Develop and prepare the Platform's credit policies,...