Senior Credit Analyst/ Senior Executive, Credit Management

3 hours ago

Petaling Jaya, Selangor, Malaysia Toyota Capital Malaysia Sdn. Bhd. Full time $60,000 - $120,000 per year

Open for 2026 Intake – Early applications are welcome

We are looking for a meticulous and experienced Senior Executive, Credit Management to join our team, specializing in Hire Purchase financing. This role plays a critical part in evaluating credit applications, assessing risk, and ensuring sound credit decisions for vehicle financing.

Responsibilities:

  • To process, evaluate and approve HP applications in accordance to guidelines and procedures.
  • Review supporting income documents.
  • Perform verification on customer's personal and / or employment information.
  • Attend to ad-hoc requests as and when required.

Job Requirements:

  • Minimum of Degree holder in Business / Commerce / Economics / Finance / Banking or equivalent qualification.
  • 3 to 5 years of experience in credit decision with delegated authority to approve, preferably within a banking or financial services environment.
  • Have strong track record in credit assessment and evaluation.
  • Ability to lead small team of junior credit officers.
  • Possess CCR certificate is additional advantage.
  • Preferable mature candidate who can work independently, work well under pressure and consistently delivering results.
  • Good communication in English and Bahasa Malaysia, both written and spoken

Why Join Us?

Competitive Salary & Performance Bonus

We value your contributions and reward results.

Comprehensive Health Coverage

Includes GP outpatient, hospitalization, and insurance benefits.

Dental & Optical Benefits

Stay healthy and confident — we've got you covered.

16% Employer EPF Contribution

Above the statutory rate — we invest in your future.

Career Growth Opportunities

Take your career to the next level with us through continuous learning and internal mobility.

Positive Work Culture

Be part of a supportive team with strong values and collaboration.

Ready to grow your career? Apply now and join our team

*Open to candidates planning to start in 2026 – don't hesitate to apply early

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