Senior Executive, Credit Analyst/ Evaluation
3 days ago
We're Hiring: Senior Credit Analyst | Direct Lending (Full-time, Hybrid – TTDI, KL)
Salary Range: RM 5,000 – RM 6,500 per month
Are you ready to take your credit career to the next level? Join us at
Direct Lending
, a fast-growing, award-winning fintech on a mission to make
simple, safe & affordable financing
accessible to every hardworking adults.
We're looking for a
Senior Credit Analyst
to join our expanding
Credit team
. You'll manage credit risk for our
Syariah-compliant digital auto service, vehicle takaful, micro-financing and SME financing
portfolio
, work closely with cross-functional teams, and help shape how credit is done in the digital space.
Why Join Us?
- High growth and career advancement opportunities
with flat & open office culture. Be part of the award-winning team in delivering innovative, fully digital Shariah-compliant auto service and vehicle takaful financing that has helped 35,000 car owners, working with over 2,000 merchant networks with 8,000 5-star Google Business Review - Gain first-hand experience
in a fully digital financing environment, powered by machine learning - Mission-driven job satisfaction
. Helping customers obtain convenience and yet affordable financing to address their emergency needs and to grow their businesses - Competitive compensation and bonus
. EPF, SOCSO, annual leave, medical benefits included - Casual dress code with hybrid work arrangement.
Modern/cool office, pantry available with free snacks/coffee/tea, office next to MRT (TTDI station)
What You'll Be Doing:
- Perform credit assessments on auto service, vehicle takaful and cash financing applications
- Engage with customers for follow-ups and clarifications
- Identify risks, challenges, and opportunities—and propose solutions
- Collaborate with data science, product, and business teams to optimize user experience and portfolio health
- Be part of a team that makes the final credit decision—real impact, real ownership
- Required to work 1 weekend per month (replacement leave will be given)
What We're Looking For:
- Minimum 2 years experience
in credit assessment for personal financing, easy payment scheme, product financing or SME financing - Business-minded with strong analytical thinking
- Highly organized, detail-oriented, and persistent. Able to work well under pressure.
- Team player with good communication skills
- Fluent in English and Bahasa Malaysia
- Bonus: Experience in
SME/business financing
If not you, who? If not now, when?
If you're excited about solving real problems, challenging how credit is done, and growing in a mission-driven company—
let's chat
Send your CV and a short note to
. Only shortlisted candidates will be contacted.
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