Senior Manager/ Manager, Credit Evaluation

About the Role:Ryt Bank is seeking an experienced and analytical professional to join our Credit Evaluation team. In this critical role, you will be responsible for evaluating credit proposals, assessing financial and non-financial risks, and structuring appropriate financing solutions for mid-sized corporate clients. The candidate is required to have a...

Responsibilities:Formulate and review credit risk framework, policies, procedures, risk controls as well as limits/ parameters with consideration of aggregated risk exposures.Review, feedback and sign off on all the independent credit risk comments prepared by credit risk staff prior the submission of credit risk comments to relevant credit committees for...

If you are looking to excel and make a difference, take a closer look at us…To ensure sound credit decisions are made for on boarding acceptable credit quality customers whilst maintaining turnaround time standards set for the department.Approve credit applications in accordance with credit authority given and ensuring any exceptions are escalated to the...

To perform credit evaluation in Secured products and efficient credit decision prudently within Delegated Lending Authority (DLA) matrix and TAT/SLA given by management for loan/financing application of retail products and compliance to Group Policy and Guidelines, Statutory Guidelines and bank's standard procedure and practices.

To perform in depth credit evaluation using common framework of 5C's (capacity, capital, collateral, conditions and character) in assessing credit risk, customer creditworthiness for prudent credit decision.To perform credit verification on the accuracy of data entry and income/supporting documents submitted comply with requirementTo execute credit decision...

If you are looking to excel and make a difference, take a closer look at us…Key ResponsibilitiesOverall responsible for credit risk management and evaluation of SME loans within portfolio with minimal accounts turning IL/High Risk / Watchlist after review.Approve loans as per lending authority granted and evaluate with good quality and recommend credit...

If you are looking to excel and make a difference, take a closer look at us…Key ResponsibilitiesOverall responsible for credit risk management and evaluation of SME loans within portfolio with minimal accounts turning IL/High Risk / Watchlist after review.Approve loans as per lending authority granted and evaluate with good quality and recommend credit...

To conduct credit evaluation/assessment on credit applications from Commercial & Islamic Banking to identify/mitigate salient credit risks to ensure quality assets are booked.To identify pertinent credit risk issues of the credit proposals and propose the appropriate measures/actions plans to mitigate the risks identified to ensure credit quality stands up...

We're Hiring: Senior Credit Analyst | Direct Lending (Full-time, Hybrid – TTDI, KL)Salary Range: RM 5,000 – RM 6,500 per monthAre you ready to take your credit career to the next level? Join us atDirect Lending, a fast-growing, award-winning fintech on a mission to makesimple, safe & affordable financingaccessible to every hardworking adults.We're...

Why do we need you:We need someone who sees beyond the numbers. You combine precision, insight, and integrityto assess risk, protect our business, and enable responsible expansion. With you on the team,our assessments become sharper, our operations safer, and our partnerships stronger.What you'll do:• Perform and responsible for credit analysis on customer...