Credit Manager

1 day ago

Kuala Lumpur, Kuala Lumpur, Malaysia RHB Banking Group Full time 90,000 - 120,000 per year
  • To conduct credit evaluation/assessment on credit applications from Commercial & Islamic Banking to identify/mitigate salient credit risks to ensure quality assets are booked.
  • To identify pertinent credit risk issues of the credit proposals and propose the appropriate measures/actions plans to mitigate the risks identified to ensure credit quality stands up to approving authority's expectations.
  • To provide the support to Lending Units by liaising/discussing with Lending Units in respect of all matters related to the credit proposal with the view of strengthening the structure/terms of the credit proposals.
  • To ensure that the turnaround time in credit evaluation/assessment is observed to ensure efficiency in the approval process.
  • Be conversant with key industry trends and highlight any adverse market information for management attention so that appropriate actions could be taken.
  • To jointly conduct site visits with Lending Units for better evaluation of risk issues.
  • To provide relief to other SCM/CM in his/her absence to minimize the disruption of process work flow.
  • To be conversant and keep abreast of the relevant policies, procedures, regulatory guidelines and framework to ensure compliance.
  • Undertake any other functions as assigned by the Heads/Management to improve credit quality or enhance credit culture within the Banking group.

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