Relationship Manager, Kuantan

2 weeks ago


Kuantan, Pahang, Malaysia Bank Islam Full time

Req ID: 6233- Job Description:
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Key Responsibilities:

  • Market and originate SME Banking financing products, deposit products and Takaful for new and existing customers.
  • Prepare credit proposal and obtain the approval from respective Financing Committees
  • Prepare a Letter of Offer and liaise with Credit Administration for the completion of security documentation
  • Proactively monitor credit quality through early problem loan recognition and implement appropriate strategies
  • Work closely with other Business Development Units (internal & external) in promoting Bank Islam products and services
  • Manage the disbursement and/or activation process and liaise with the Sales Support Team and Credit Admin Department.
  • Conduct a review of the customers' facility and recommend the course of action to be taken
  • Analyze changes in the business activities or variations in the customers' risk profile and decide whether to maintain the relationship or embark on the exit strategy
  • Maintain and manage customer relationships, crosssell the bank's products and services, and monitor the growth and quality of the business portfolio to meet the target
  • Ensure adherence and compliance to all internal policies/guidelines and external regulatory requirements.

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