Sales Consultant, Auto Finance
1 day ago
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Job PurposeResponsible for the marketing of Hire Purchase (HP) financing / loan products, acquiring HP sales, sourcing of new dealers and maintaining close business relationship with existing dealers, cross selling HP related products or Bank's products.
Accountabilities- Market HP products and tie-up new dealers for the branch and maintain good business relationship with dealers.
- Meet sales budget on Hire Purchase and Cross Selling assigned with asset quality and a reasonable yield in mind.
- Ensure the completeness of documents submitted by dealers which include verifying documents against originals and witnessing the execution of loan documents.
- Conduct interview with applicants, inspect vehicles and visit site to verify business/house of applicant if required.
- Monitor market share with existing dealers and keep credit processing staff abreast with the current market trend.
- Keep abreast with the latest and applicable Bank and regulatory policies, guidelines, manuals and circulars and ensure that they are complied with at all times.
- Ensure that data integrity and workflow/process requirements are met and timely submission of reports.
- Act as an authorized signatory.
- Undertake any other job functions as may be assigned by the Management from time to time.
- Possess Degree / Professional / Diploma
- Self-starter and team player, strong interpersonal, communication (written and oral) skills and knowledge of the HP vehicle market.
- Computer literate.
- Own transport.
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