Deputy Head, Credit Processing

3 days ago


Kuala Lumpur, Kuala Lumpur, Malaysia AmBank Group Full time
Deputy Head, Credit Processing (Business Banking)

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  • Evaluate credit applications, identifying potential risks and proposing viable solutions in lending to SME segment for products such as TL, OD, Trade, industrial hire purchase and PayG.
  • Navigate complex credit scenarios and ensure compliance with internal policies and statutory guidelines, meeting SLA at all times.
  • Manage a team with guidance and coaching of processing officers with varying levels of seniority and experience, focusing on competency and skillset development, as well as succession planning.
  • Identify skill gaps and implement action plans to develop, attract, and retain talented staff, fostering a positive work environment.
  • Manage the achievement of turnaround targets, P&L, and overall quality portfolio of the assigned team.

JOB REQUIREMENTS

  • Degree/diploma in accounting, economics, business administration, finance, or banking.
  • Preferred candidate should possess Certified Credit Executive (CCE) & Professional Credit Certification (PCC).
  • Minimum 8 years' experience in credit assessment in lending to SME segment and 5 years managerial experience.
  • Strong technical skills and knowledge in respect to credit processing for non-individual financing products.
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