Deputy Head, Credit Processing
3 days ago
Add expected salary to your profile for insights
- Evaluate credit applications, identifying potential risks and proposing viable solutions in lending to SME segment for products such as TL, OD, Trade, industrial hire purchase and PayG.
- Navigate complex credit scenarios and ensure compliance with internal policies and statutory guidelines, meeting SLA at all times.
- Manage a team with guidance and coaching of processing officers with varying levels of seniority and experience, focusing on competency and skillset development, as well as succession planning.
- Identify skill gaps and implement action plans to develop, attract, and retain talented staff, fostering a positive work environment.
- Manage the achievement of turnaround targets, P&L, and overall quality portfolio of the assigned team.
JOB REQUIREMENTS
- Degree/diploma in accounting, economics, business administration, finance, or banking.
- Preferred candidate should possess Certified Credit Executive (CCE) & Professional Credit Certification (PCC).
- Minimum 8 years' experience in credit assessment in lending to SME segment and 5 years managerial experience.
- Strong technical skills and knowledge in respect to credit processing for non-individual financing products.
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