Risk Manager, Business Banking Cpbb

2 weeks ago

Kuala Lumpur, Malaysia Standard Chartered Full time

**Job**: Governance, Risk Management & Compliance

**Primary Location**: Asia-Malaysia-Kuala Lumpur

**Schedule**: Full-time

**Employee Status**: Permanent

**Posting Date**: 25/Feb/2024, 9:18:42 PM

**Unposting Date**: Ongoing

**The Role Responsibilities**

**Job Role**
- To ensure the formulation of an effective lending policies and appropriate credit underwriting standards for Business Banking.
- To ensure a healthy credit lending portfolio through various monitoring exercise guided in credit policy and credit approval document.
- To review and assist on the launching of new credit lending product initiated by Business Product or government.
- To assist in reviewing and improving end to end credit initiation and credit risk management processes.

**Strategy**
- Identify, Develop, Review and Implementation of Credit Policies and Risk Management Strategies in relation to the Business Banking products particularly Business Working Capital.
- Reviewing existing credit policies continuously via analytics, to ensure its effectiveness towards achieving the Bank’s goals.
- Develop new policies to effectively manage Through-the-Door (TTD) and Portfolio risk aligned to the risk appetite of the bank.
- Consistently review and ensure credit underwriting standards are formulated appropriately by taking into consideration the micro and macroeconomic events.
- To ensure credit policies are uniformly communicated, implemented and properly documented and kept.
- To work with the product team for identification and implementation of strategic initiatives via test cell to explore new opportunities and effectiveness of current policies.
- Perform in depth customer database via portfolio MIS, to identify leakages and undertake strategic actions.
- Ensure implementation of deliverables within the risk appetite framework is delivered in a timely manner.
- Perform gap analysis per group policies and standards and adopt accordingly in-country or obtain dispensation in a timely manner.
- Ensure continuous compliance to all Regulatory requirements which are to be incorporated as appropriately into the policies and standards.

**Business**
- Business Banking Portfolio Management covering TTD and portfolio segmentation, collection review, Security Documentation Deficiency review, etc.
- Participate to deliver sustainable capital growth, improve return on capital and optimize the balance sheet profile.
- Ensure LAR, IIP, PIP and RORWA are within budget and forecast.
- Review monthly MIS for PQR, approval rate, reject rate, portfolio performance, portfolio segmentation.
- Review and ensure compliance to established booking caps, portfolio triggers and threshold with required action taken on a pro-active basis.
- Perform Account Monitoring for BWC and WM and ensure Shortfall cases / limit excesses are regularised within timeline
- Ensure compliance to monitoring standards governed by GPN, i.e. OPAC Churn Rate, Excess and Past Due, ASTAR, etc
- Active participation in periodic reviews with Collections and pro-actively take necessary remedial action on policies as necessary.
- Coordinating effective ASTAR report preparation, monthly ASTAR reviews and CIC update.
- Prepare and review daily monitoring reports under BWC / WM portfolio and ensure effective follow up with Business and Collection on implementation of necessary actions.
- Drive the in-country BWC Account Monitoring Automation project initiated by Group. This include the UAT and UVT, provide feedback, liaise with Project Team in rectifying the error, sign off and ensure its production.

**Processes**
- Provide Support to Marketing and Sales Initiatives and Other Support Centers e.g. Credit Initiation, Collection Operations and Risk PM & F, etc.
- Provide necessary credit risk support to front liners in existing and new product initiatives.
- Support Business Banking to formulate, implement and continuous pipeline of initiatives including Supply Chain Financing, accepting government guarantees (i.e.: SJPP and CGC) under GIL & BWC program, other products bundling initiative (i.e.: special relief or targeted fund rolled out by government) for BB clients.
- Maintain effective working relationship with Credit Initiation to seek areas of improvement for KPI measurements on approval rates.
- Support initiatives for periodic portfolio feedback sessions with other department as well as other countries offering BWC / WM products. Learning and best practices to improve current and future activities.
- Work with Group Risk and country CBRA team to enhance BWC/WM portfolio MIS for effective portfolio tracking, triggers and exploration to the Management.
- Work with Group and Country stakeholders on the implementation of BWC Account Monitoring Automation project.

**Regulatory and Business Conduct**
- Display exemplary conduct and live by the Group’s Values and Code of Conduct.
- Take personal responsibility for embedding the highest standards of ethics, including regulatory and busines

  • Trustee Business Risk Manager

    2 weeks ago

    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours - Monday - Friday- Business Area - Risk & Credit Management- Location - Malaysia - Kuala Lumpur- Description **Primary Objective**: - Drive the strategic direction of the risk management function in all of RHB’s Trustee businesses and support Senior Management with risk management expertise, support and best practice. - Be...

  • Business Finance Manager

    2 weeks ago

    Kuala Lumpur, Malaysia Standard Chartered Full time

    **Job***: Audit, Accounting & Finance **Primary Location***: Asia-Malaysia-Kuala Lumpur **Schedule***: Full-time **Employee Status***: Permanent **Posting Date***: 29/Jan/2024, 3:58:47 AM **Unposting Date***: Ongoing **The Role Responsibilities** **Job Role** Provide support to - Develop and manage the financial modelling to support business...

  • Shariah Risk Officer

    3 weeks ago

    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours - Monday - Friday- Business Area - Risk & Credit Management- Location - Malaysia - Kuala Lumpur- Description **Primary Objective**: Manage Shariah Non-Compliance Risk (SNCR) for RHB Banking Group by leveraging on the Group Risk Management Framework and Policy. Primarily, the function will assist in driving the development of...

  • Manager - Business & Corporate Banking (Risk &

    4 weeks ago

    Kuala Lumpur, Malaysia Hong Leong Bank Full time

    Manager - Business & Corporate Banking (Risk & Compliance) **If you are looking to excel and make a difference, take a closer look at us...** **Functional (job responsibilities)** - Ensure business operations are in full compliance with full rules and regulations, as well professional standard and internal policies and procedures. - Ensure the planning,...

  • Model Risk Management Spclst

    2 months ago

    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours - Monday - Friday- Business Area - Risk & Credit Management- Location - Malaysia - Kuala Lumpur- Description **Primary Objective**: Independently validate RHB Banking Group’s models, rating systems and the estimation of risk components on a regular cycle to ensure: - the Bank’s implementations of Basel II IRB and IFRS 9...

  • Model Risk Management Spclst

    2 weeks ago

    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours - Monday - Friday- Business Area - Risk & Credit Management- Location - Malaysia - Kuala Lumpur- Description **Primary Objective**: Independently validate RHB Banking Group’s models, rating systems and the estimation of risk components on a regular cycle to ensure: - the Bank’s implementations of Basel II IRB and IFRS 9...

  • Shariah Risk Officer

    1 week ago

    Kuala Lumpur, Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour Regular Hours Monday Friday Business Area Risk & Credit Management Location Malaysia Kuala Lumpur DescriptionPrimary Objective:Manage Shariah Non-Compliance Risk (SNCR) for RHB Banking Group by leveraging on the Group Risk Management Framework and Policy. Primarily, the function will assist in driving the development of Framework / Policies /...

  • Retail Analyst

    4 days ago

    Kuala Lumpur, Malaysia Standard Chartered Full time

    **Job**: Retail Banking **Primary Location**: Asia-Malaysia-Kuala Lumpur **Schedule**: Full-time **Employee Status**: Permanent **Posting Date**: 05/Feb/2024, 3:27:49 AM **Unposting Date**: Ongoing **Role Responsibilities** **Business** - Maintain internal data-mart. - Client segmentation by Data Mining to identify the right variables for...

  • Cro, Ib

    1 week ago

    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours - Monday - Friday- Business Area - Risk & Credit Management- Location - Malaysia - Kuala Lumpur- Description **Primary Objective**: - Provide strategic direction, advisory support and oversight to IB, overseas and non-bank entities’ risk managers in the execution of their roles and responsibilities - Lead the HQ and regional...

  • Manager - Business & Corporate Banking (Risk &

    1 week ago

    Kuala Lumpur, Kuala Lumpur, Malaysia Hong Leong Bank Full time

    Manager - Business & Corporate Banking (Risk & Compliance)If you are looking to excel and make a difference, take a closer look at us...Functional (job responsibilities) Ensure business operations are in full compliance with full rules and regulations, as well professional standard and internal policies and procedures. Ensure the planning, designing and...

  • Relationship Manager, Corporate Banking

    1 week ago

    Kuala Lumpur, Kuala Lumpur, Malaysia Sumitomo Mitsui Banking Corporation Full time

    Sumitomo Mitsui Banking Corporation Kuala Lumpur, MalaysiaPosted 1 hour ago In-Office Permanent Competitive 1.To promote SMBC's business in Malaysia and to enhance profitability and market presence of SMBC. 2.To promote new products, Loan, Deposit, FX, Derivatives, ebanking business to Japanese and Korean clients. 3. To establish marketing strategy /...

  • Retail Analytics Analyst

    7 days ago

    Kuala Lumpur, Malaysia Standard Chartered Full time

    **Job**: Retail Banking **Primary Location**: Asia-Malaysia-Kuala Lumpur **Schedule**: Full-time **Employee Status**: Permanent **Posting Date**: 02/Feb/2024, 1:24:46 AM **Unposting Date**: Ongoing The primary focus of the role is to manage campaigns and drive business performance through analytics for Consumer, Private and Business Banking (CPBB). The...

  • Relationship Manager, Corporate Banking

    2 months ago

    Kuala Lumpur, Malaysia Sumitomo Mitsui Banking Corporation Full time

    Sumitomo Mitsui Banking Corporation Kuala Lumpur, MalaysiaPosted 1 hour ago In-Office Permanent Competitive - 1.To promote SMBC’s business in Malaysia and to enhance profitability and market presence of SMBC. 2.To promote new products, Loan, Deposit, FX, Derivatives, e-banking business to Japanese and Korean clients. 3. To establish marketing strategy /...

  • Relationship Manager, Corporate Banking

    1 day ago

    Kuala Lumpur, Malaysia Sumitomo Mitsui Banking Corporation Full time

    Sumitomo Mitsui Banking Corporation Kuala Lumpur, MalaysiaPosted 1 hour ago In-Office Permanent Competitive - 1.To promote SMBC’s business in Malaysia and to enhance profitability and market presence of SMBC. 2.To promote new products, Loan, Deposit, FX, Derivatives, e-banking business to Japanese and Korean clients. 3. To establish marketing strategy /...

  • Retail Analyst

    1 week ago

    Kuala Lumpur, Malaysia Standard Chartered Full time

    **Job***: Retail Banking **Primary Location***: Asia-Malaysia-Kuala Lumpur **Schedule***: Full-time **Employee Status***: Permanent **Posting Date***: 31/Jan/2024, 2:26:44 AM **Unposting Date***: Ongoing The primary focus of the role is to manage campaigns and drive business performance through analytics for Consumer, Private and Business Banking...

  • Snr Risk Mgr, Risk Governance

    2 weeks ago

    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours - Monday - Friday- Business Area - Risk & Credit Management- Location - Malaysia - Kuala Lumpur- Description **Primary Objective**: - Design effective risk tools and risk reports for Senior Management’s consumption. - Engage respective Risk Pillar Heads at Group level to develop risk management capability for Investment Bank...

  • Analyst, Sme Banking Cr

    2 weeks ago

    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours - Monday - Friday- Business Area - Risk & Credit Management- Location - Malaysia - Kuala Lumpur- Description **Primary Objective**: To assist Head SME banking Credit Risk in monitoring, review and implementation of Group Community Banking Credit Risk Management for the RHB Bank and Group **Key Responsibilities**: - To assist...

  • Manager, Business

    1 week ago

    Kuala Lumpur, Malaysia Hong Leong Bank Full time

    Manager, Business & Shariah Risk **If you are looking to excel and make a difference, take a closer look at us...** **Key Responsibilities and Accountabilities** **Functional (job responsibilities)** **Development & Control** - To develop and continuously enhance the Shariah Compliance Risk Management Framework and other risk management policies and...

  • Manager, Risk Management

    3 weeks ago

    Kuala Lumpur, Malaysia IT Business Solutions Sdn Bhd Full time

    Job description Group Security & Resilience Manager/Senior Manager, Third-Party Risk Reporting line Director/Head, Third-Party Risk Oversight Location Based in Kuala Lumpur. Requirement to travel in Group locations is low (10%) Purpose of Senior Manager role: Working with Group functions: Group Technology, Group Finance (particularly Procurement),...

  • Manager - business & corporate banking (risk & compliance)

    3 weeks ago

    Kuala Lumpur, Malaysia Hong Leong Bank Berhad Full time

    If you are looking to excel and make a difference, take a closer look at us…Functional (job responsibilities)• Ensure business operations are in full compliance with full rules and regulations, as well professional standard and internal policies and procedures.• Ensure the planning, designing and implementation of an overall RCSA process are effective...