Credit Analyst

3 weeks ago


Kuala Lumpur, Malaysia MobilityOne Sdn Bhd Full time

Our subsidiary company, OneTranzact Sdn Bhd are now working on Money Lender business under Kementerian Perumahan & Kerajaan Tempatan.

**ROLE AND RESPONSIBILITIES**:

- Submit credit proposal for approval and adhere to the credit policy and procedures of the company.
- Assist in monitoring delinquent and past due accounts and constantly do follow up with customers whilst ensuring low default rate of financing portfolio.
- Attend regular meeting with credit manager, sales and business development on credit related issues and to formulate procedures for credit control.
- To maintain customer filing, information and activities and ensure all info is up to date.
- Assist in credit management and administration.
- Assist in ensuring all collateral value are up to date.
- To assist in enhancing credit policy & procedures, credit control, risk management & mitigations etc.
- To perform all duties assigned including ad-hoc duties.

**QUALIFICATIONS AND EDUCATION REQUIREMENTS**:

- Degree in Business/Finance/Economics
- Minimum 1-3 years of experience in credit risk analysis (preferably experience obtained from banking industry, cooperative, licensed money lender, credit company or other related industries)
- CCE certification is an added advantage.
- Fresh grads are also welcomed.

**PREFERRED SKILLS**:

- Proficient in MS Excel, MS Powerpoint and MS Word
- Fluent in English and Bahasa Malaysia. Fluency in Chinese language is an added advantage.
- Good negotiation and interpersonal skills.
- Possesses strong analytical skill, being thorough and attentive to details
- Positive attitude, energetics and able to communicate with customers.
- **Salary will be negotiated based on the experience.**_

Location: Kg. Baru, Kuala Lumpur.

**Job Types**: Full-time, Permanent

**Salary**: RM2,000.00 - RM3,000.00 per month

**Benefits**:

- Additional leave
- Health insurance
- Maternity leave
- Parental leave

Schedule:

- Monday to Friday

**Education**:

- Bachelor's (preferred)

**Language**:

- English (preferred)
- Bahasa Malaysia (preferred)


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