Analyst/associate - Wholesale/corporate Business

3 days ago


Petaling Jaya, Malaysia RMJ Consulting Sdn Bhd Full time

Job Description: Analyst/Associate - Wholesale/Corporate Business Division

Location : Petaling Jaya Employment Type : Full-time

**Company Overview**

Our Company is a a non-bank financial institution and a licensed money lender under the Moneylenders Act, 1951. We specialize in delivering bespoke funding and business solutions to our clients, ensuring competitive and comprehensive services. As a rapidly growing organization, we provide corporate, commercial, and personal financing, tailored to meet the unique needs of our clients. We are currently expanding our business and we are in need of qualified individuals to be part of our growth strategy.

**Position Overview**:
As an Analyst/Associate - Wholesale/Corporate in our Business Division, your role will entail conducting comprehensive market research, assessing the creditworthiness of potential and existing clients, and managing client relationships to drive the company's growth. You will be responsible for relationship management, structuring, and execution of various corporate lending proposals for middle to large corporate clients. You will play a pivotal role in analyzing financial data, developing risk mitigation strategies, and preparing detailed reports to support strategic decision-making. Your expertise will contribute to ensuring sound credit practices, fostering client satisfaction, and achieving the financial success of our company.

**Key Responsibilities**:
Market Analysis:

- Conduct comprehensive market research to identify trends, opportunities, and threats in the financial sector.
- Analyze market data to support strategic business decisions.
- Prepare detailed market reports and presentations for senior management.

Credit Analysis:

- Assess the creditworthiness of potential and existing wholesale and corporate clients
- Analyze financial statements and credit reports to evaluate risk.
- Prepare credit proposals and recommendations for approval.

Client Relationship Management:

- Develop and maintain strong relationships with wholesale and corporate clients.
- Understand clients’ financial needs and provide tailored solutions.
- Act as a liaison between clients and internal teams to ensure client satisfaction.

Corporate Lending Proposals:

- Structure and execute various corporate lending proposals for middle to large corporate clients.
- Collaborate with internal teams to ensure the successful execution of lending proposals.

Risk Assessment and Mitigation:

- Identify and assess potential risks in financial transactions.
- Develop and implement risk mitigation strategies.
- Monitor and report on risk exposure and management.

Team Collaboration:

- Work closely with team members to achieve departmental goals.
- Participate in team meetings and contribute to strategic planning.
- Support senior analysts and associates in complex financial analyses and projects.

Reporting and Documentation:

- Prepare and maintain accurate financial reports and documentation.
- Ensure compliance with company policies and regulatory requirements.
- Provide regular updates to management on key performance indicators and project progress.

**Job Requirements**
- Bachelor's degree in Accounting, Finance, Economics, or a related field.
- Minimum of 2-3 years of working experience, preferably with commercial banks and corporate banking experience.
- Proficiency in English and Malay.
- Proficiency in Microsoft Office, particularly Excel.
- Strong analytical and problem-solving skills.
- Excellent communication and interpersonal skills.
- Ability to work independently and as part of a team.
- High level of integrity and attention to detail.

**Benefits**:

- Competitive salary and performance-based bonuses.
- Opportunities for professional growth and development.
- Comprehensive health and wellness benefits.
- Collaborative and dynamic work environment.

**Job Types**: Full-time, Permanent

Pay: RM3,000.00 - RM4,000.00 per month

**Benefits**:

- Health insurance

Schedule:

- Day shift
- Fixed shift
- Monday to Friday

**Experience**:

- corporate or commercial banking: 2 years (preferred)



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