Assistant Manager, Post Approval Credit Review

5 months ago


Kuala Lumpur, Malaysia Affin Bank Full time

Assistant Manager, Post Approval Credit Review

**Create the future with Affin You too can make a difference.**

We continuously innovate to transform our financial services landscape - making banking better and easier. Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. You too can make a difference.

**Position Objective**
- Manage independent credit review function including but not limited to post-approval credit review and post-mortem credit review in compliance with the requirements specified in BNM policy on Credit Risk and internal credit policies to ensure that credit decision-making remains consistent with the Bank's overall credit risk management arrangements.
- Escalate and report credit review findings and recommendations to senior management, Group Board Risk Management Committee (GBRMC) and Group Board Audit Committee (GBAC).

**Key Responsibilities**
1. Establish independent credit review plan and work program to conduct risk-based post-approval and post-mortem credit review on sampling basis covering corporate, commercial and retail credits.

2. Review and update the credit review plan and work program on regular basis to ensure they remain current and relevant.

3. Ensure that the scope, depth and frequency of credit review work commensurate with the significance of the segment or business activity to the Bank's credit risk profile.

4. Manage the credit review team in carrying out review work in accordance with the objectives, established standards, approved credit review plan and work program.

5. Identify and highlight credit risk issues, weaknesses and vulnerabilities to respective Business Units for their response and remedial actions. Where appropriate, make recommendations to mitigate the risk(s) identified and/or rectify the issues highlighted.

6. Review and provide value added feedback to enhance credit risk strategy, credit risk policy, annual credit plan and product programs.

7. Ensure credit review reports are submitted on timely basis to Management, GBRMC, and GBAC.

8. Establish lessons learned from credit issues / weaknesses identified in the course of conducting the independent credit review.

9. Perform any other duties as and when assigned by Head of Division

**Skills/Knowledge**
- Degree in Finance / Business Admin / Accounting or Economics.
- Credit certification such as CCP, BCP, Chartered Banker
- More than 3 years' experience in credit review/analysis and/or credit appraisal/approval functions, covering corporate, commercial and retail loans/financing. Experience in independent credit review is an added advantage
- Strong skillset in credit risk assessment, financial analysis and risk management.
- Sound knowledge in credit products, credit policy & procedures and regulatory requirements.
- Good supervisory and interpersonal skills.
- Inquisitive with strong analytical skill.
- Good report writing and communication skills.
- Proficient in navigating the intricate intersection between risk management and business needs, offering a pragmatic approach to deliver effective solutions.

Job ID JR100077



  • Kuala Lumpur, Malaysia Affin Bank Full time

    Manager, Post Approval Credit Review **Create the future with Affin! You too can make a difference.** We continuously innovate to transform our financial services landscape - making banking better and easier. Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. You too can make a difference. **Position...


  • Kuala Lumpur, Malaysia Affin Bank Full time

    Director, Post-Approval Credit Review **Create the future with Affin! You too can make a difference.** We continuously innovate to transform our financial services landscape - making banking better and easier. Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. You too can make a difference. **Job Purpose** -...


  • Kuala Lumpur, Malaysia United Overseas Bank (Malaysia) Bhd Full time

    **About UOB**: United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and...


  • Kuala Lumpur, Malaysia Bank Islam Full time

    Req ID: 6143- Job Description: - **Duties and Responsibilities** - Track and monitor accounts due for review to ensure zero lapses in reviewing existing accounts. - Request documents from existing customers by issuing letters and reminders to ensure efficient turnaround time and proper submission for decision. - Prepare credit proposals for each account to...

  • So, Pfs Credit

    5 months ago


    Kuala Lumpur, Malaysia United Overseas Bank (Malaysia) Bhd Full time

    **About UOB**: United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and...


  • Kuala Lumpur, Malaysia Hong Leong Bank Full time

    Manager - Wholesale Credit (Credit Evaluation) **If you are looking to excel and make a difference, take a closer look at us...** **Key Responsibilities** - Overall responsible for credit risk management and evaluation of BCB loans within portfolio with mínimal accounts turning IL/High Risk / Watchlist after review. - Approve loans as per lending...


  • Kuala Lumpur, Malaysia Hong Leong Bank Full time

    Manager - Wholesale Credit Division - (Credit Evaluation) **If you are looking to excel and make a difference, take a closer look at us...** **Key Responsibilities** - Overall responsible for credit risk management and evaluation of SME loans within portfolio with mínimal accounts turning IL/High Risk / Watchlist after review. - Approve loans as per...


  • Kuala Lumpur, Malaysia AIA Full time

    FIND YOUR 'BETTER' AT AIA - We don’t simply believe in being ‘The Best’. We believe in better - because there’s no limit to how far ‘better’ can take us._ - We believe in empowering every one of our people to find their 'better' - in the work they do, the career they build, the life they live and the difference they make. So that together we can...


  • Kuala Lumpur, Malaysia Hong Leong Bank Full time

    If you are looking to excel and make a difference, take a closer look at us Key Responsibilities - Overall responsible for credit risk management and evaluation of BCB loans within portfolio with mínimal accounts turning IL/High Risk / Watchlist after review. - Approve loans as per lending authority granted and evaluate with good quality and recommend...

  • Snr Credit Mgr

    6 months ago


    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours - Monday - Friday- Business Area - Risk & Credit Management- Location - Malaysia - Kuala Lumpur- Description **Primary Objective**: Safeguard quality of the Group’s loan assets to prevent financial losses/impairment as well as improve P&L through proactive management of high-risk/distressed accounts identified as Watchlist...


  • Kuala Lumpur, Malaysia Gogobuddy Recruitment Full time

    Perform comprehensive **credit assessment** which include **financial statement analysis, financial forecast, customer’s** **profile, industry** and **market trend,** **transaction parameters review** and etc. - **Process and interpret financial statements** into “company” internal form. - Support with **customer, industry and product research.** -...


  • Kuala Lumpur, Malaysia Hong Leong Bank Full time

    If you are looking to excel and make a difference, take a closer look at us Key Responsibilities - Overall responsible for credit risk management and evaluation of SME loans within portfolio with mínimal accounts turning IL/High Risk / Watchlist after review. - Approve loans as per lending authority granted and evaluate with good quality and recommend...


  • Kuala Lumpur, Malaysia Hong Leong Bank Full time

    If you are looking to excel and make a difference, take a closer look at us Key Responsibilities - Overall responsible for credit risk management and evaluation of loans within portfolio with mínimal accounts turning IL/High Risk / Watchlist after review. - Approve loans as per lending authority granted and evaluate with good quality and recommend credit...

  • Credit Analyst

    5 months ago


    Kuala Lumpur, Malaysia Bank Islam Full time

    Req ID: 5971- Job Description: - Summary **Responsibilities**: - Perform credit assessment on manually approved financing to assess credit worthiness of customer. - Assist Financing Operations Lead in developing and maintaining internal credit risk policy, strategy and end-to-end credit risk value chain and other infrastructure to ensure effective credit...

  • Snr Credit Mgr

    3 months ago


    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours Monday - Friday- Business Area - Risk & Credit Management- Location - Malaysia - Kuala Lumpur- Description **Primary Objective**: **Primary Objective**: **Key Responsibilities**: Evaluation - Screen customer background, track records and behavior patterns to ensure credit quality stands up to approving authority’s...

  • Snr Credit Mgr

    3 months ago


    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours Monday - Friday- Business Area - Risk & Credit Management- Location - Malaysia - Kuala Lumpur- Description **Primary Objective**: Manage renewal position of portfolio to ensure zero overdue reviews every quarter end e.g. Mar, Jun, Sep, Dec. Part of the Roving Team for credit underwriting at regional offices **Key...


  • Kuala Lumpur, Malaysia Public Bank Berhad Full time

    Posted by - Amelia Tong- Recruiter**Responsibilities**: - To evaluate and approve credit proposals. - To review credit policy/ guideline and provide lending directions/ advice to business units. - To ensure credit propositions are attended to within the set turnaround time and comply with the Bank's established credit policy, business plan and direction of...


  • Kuala Lumpur, Malaysia YL Genesis Resources Full time

    **Key Responsibilities**: - Perform comprehensive credit assessment which include financial statement analysis, financial forecast, customer’s profile, industry and market trend, transaction parameters review and etc. - Process and interpret financial statements into company internal form. - Support with customer, industry and product research. - Support...


  • Kuala Lumpur, Malaysia Talentnect Full time

    **Responsibilities**: - Communicate within the departments in assessing and establishing credit limits as well as determining its financial eligibility to financing; - Implementing an overall risk management process for the organisation, which includes an analysis of the financial impact on the company when risks occur and providing on-the-ground solutions...

  • Assistant Manager

    6 months ago


    Kuala Lumpur, Malaysia Bank Islam Full time

    Req ID: 6291- Job Description: - Summary Post Approval Credit Support is playing key role in ensuring disbursement of financing facility approved under Group Institutional Banking. The team will act on behalf of Relationship Manager to expedite any pre-disbursement process to ensure smooth and faster documentation process by Credit...