Financing Operations Lead

5 months ago


Kuala Lumpur, Malaysia Bank Islam Full time

Req ID: 5970- Job Description:

- Primary Functions:

- Managing day-to-day operations of Be U’s financing products and overseeing a team of financing experts.
- Prepare regulatory financial reports to the regulatory bodies e.g. BNM, PIDM, etc.
- Prepare internal management reports for CDX reporting.
- Perform analysis on team performance both retrospectively and prospectively.
- Provide business support in terms of financing product knowledge during product development.

**Responsibilities**:

- Review financing reports to determine trends in borrower behavior to identify mitigative actions and those that require close monitoring.
- Managing relationships with external departments on day-to-day matters i.e: document stamping, compliance, recovery & collection.
- Develop and maintain financing Standard Operating Procedures, policies and guidelines and ensure proper implementation of internal controls.
- Ensure compliance with applicable shariah-based Financing standards, Bank policies and related statutory / tax requirements.
- Coordinate and manage all exception handling cases with the team efficiently and according to set KPI/SLAs.
- Team management - performance reviews/feedbacks and ensuring team skill sets evolve appropriately as the operation expands.
- Manage relationships with 3rd party vendors and regulatory bodies on matters relating to Financing system as well as keeping abreast on the latest developments in shariah-based financing in the market.

Ad-hoc activities and others
- Assist in various ad-hoc projects e.g. data analysis, system requirements, testing and automation initiatives.
- Any other duties/ assignment as and when directed by superior as per business requirement from time to time

Qualification
- Degree in Accounting, Finance, Business, Economics, Business Administration

Years of Experience
Minimum 3 years experience in a sizable organization operating in the banking industry

Specific Skills / Knowledge and Certification Required
- Hands on experience in handling financing and origination systems.
- Demonstrates good written and communication skills with business acumen and positive attitude.
- Pro-active team leader, able to manage a lean team on multiple tasks efficiently.
- Extensive knowledge in LHDN, BNM guidelines, Bursa requirements and Companies Act in Malaysia.
- Strong financial literacy, attention to details and
- Commercial acumen, an enquiring mind and able to co-relate the market and financial dynamics would be a distinct advantage.
- Have experience of dealing and working with senior business heads and managers. Thorough knowledge and experience with a confident disposition.
- Able to work with initiative and under pressure, to deliver high quality work under tight deadlines.



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