Personal Financing Consultant

2 days ago


Kuala Lumpur, Malaysia GLOBAL-I EXCEED MANAGEMENT SDN BHD Full time

**Personal Financing Consultant (Direct Sales)**

**_Basic Salary: RM1,500 - RM2,000 (NEGOTIABLE ACCORDING TO EXPERIENCE & QUALIFICATION) _**
- (BASIC PLUS COMMISSION (TO BE DISCUSSED DURING INTERVIEW SESSION)) _

**JOB RESPONSIBILITIES**
- Drive sales and formulate action plans to achieve sales target (mortgage/ SPF)
- Conduct presentations and provide consultations / proposals to potential clients in meeting their business and operational needs.
- Build and foster long term and profitable relationships by providing quality and professional customer service.
- Work closely with internal parties in planning new product launches to ensure it meets planned revenue and volume projections.
- Provide referrals for the Bank’s other products to relevant parties to ensure an optimal reach of customers and achievement of targets set.
- Act as reference point for retail financing solutions and collaborate with other business units in doing sales of bank's products to capitalize on the mutually rewarding business relationship
- Act as customers’ single point of contact and handle relationship management
- Perform Know Your Customer/Customer Due Diligence for financial/non-financial transactions.
- Ensure high standard of customer service in line with the quality and standards set by the Company

**JOB REQUIREMENTS**
- Have **Sales Background/ Experience** OR **Minimum Diploma** / Degree in any field.
- Strong customer orientation with excellent communication and presentation skills.
- Able to communicate well in Bahasa Malaysia & English
- Have basic computer skills
- Must be a team player, energetic, and result oriented.
- No adverse CCRIS / CTOS report.

**Perunding Kewangan Peribadi (Jualan Langsung)**

**_Gaji Tetap : RM1,500 - RM2,000 (BOLEH DIRUNDING MENGIKUT PENGALAMAN & KELAYAKAN) _**

(Gaji tetap + Komisen berdasarkan pengalaman (boleh di bincangkan sewaktu temuduga))

**SKOP KERJA**
- Merancang pelan tindakan dan menerajui jualan bagi mencapai target jualan (gadai janji/ pembiayaan peribadi).
- Melakukan pembentangan serta memberi khidmat rundingan atau cadangan yang bersesuaian dengan keperluan bisnes pelanggan.
- Membina hubungan jangka panjang yang memberi keuntungan melalui servis khidmat pelanggan yang profesional dan berkualiti.
- Bekerjasama dengan pihak yang terlibat dalam merancang pelancaran produk untuk memastikan hasil dan jumlah pengeluaran yang ditetapkan tercapai.
- Menjadi rujukan bagi produk-produk bank kepada pihak berkenaan untuk memastikan jangkauan pelanggan yang optimum serta mencapai target yang ditetapkan.
- Bertindak sebagai tempat rujukan bagi solusi pembiayaan runcit dan titik kolaborasi dengan premis bisnes yang lain dalam menjual produk-produk bank demi mewujudkan hubungan perniagaan yang saling menguntungkan.
- Bertindak sebagai penghubung tunggal pelanggan dan mengendalikan interaksi yang berkaitan dengan pengurusan.
- Melaksanakan Know Your Customer (Kenali pelanggan Anda)/ Customer Due Diligence for financial/non-financial transactions.
- Memastikan standard servis khidmat pelanggan selaras dengan kualiti dan standard yang ditetapkan oleh syarikat.

**KEPERLUAN**:

- Mempunyai **pengalaman dalam bahagian Jualan (Sales**) atau **minimum Diploma**/ Ijazah dalam mana
- mana bidang.
- Mempunyai orientasi pelanggan yang cemerlang serta mahir dalam berkomunikasi dan pembentangan.
- Boleh berkomunikasi di dalam Bahasa Malaysia & Bahasa Inggeris
- Mempunyai kemahiran menggunakan komputer
- Boleh bekerja dalam kumpulan, sentiasa bersemangat dan mementingkan hasil kerja yang baik
- Tidak mempunyai rekod buruk di CCRIS/CTOS.

**Job Types**: Full-time, Permanent

**Salary**: RM1,500.00 - RM2,500.00 per month

**Benefits**:

- Flexible schedule
- Maternity leave
- Opportunities for promotion
- Professional development

Schedule:

- Day shift

Supplemental Pay:

- Commission pay

COVID-19 considerations:
YES

Ability to commute/relocate:

- Kuala Lumpur: Reliably commute or planning to relocate before starting work (required)

**Education**:

- STM/STPM (required)

**Experience**:

- Working: 1 year (preferred)

**Language**:

- Mandarin (preferred)
- Bahasa (preferred)



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