Credit Strategy Analyst

5 months ago


Kuala Lumpur, Malaysia Maxis Full time

Are you ready to get ahead in your career?
- We want to empower you turn your ambitions into achievements.
- We thrive in inclusiveness, diversity and embrace close collaborations for you to create impact for yourself and others.
- Together, we aim to bring the best of technology to help people, businesses and the nation to be ahead in a changing world.
- To realise our vision to become Malaysia’s leading converged solutions company, we are looking for a new talent to innovate and grow with us in a culture that values commitment, performance and possibilities.

Why does this job exist and why is it critical?
- Continuously improve credit policies and decision process to support business growth.
- Collaborate with other departments and provide inputs in enhancing credit model and scoring.
- Maintain credit assessment and ensure decision is in accordance to the credit policies approved, include provide advice on credit risk to key stakeholders (Sales, Finance, Product).
- Understand the development of risk categories and monitor Machine Learning models performance to identify opportunity for continuous improvement, such as Champion & Challenger trials
- Perform independent analysis to detect potential weakness in the portfolio, composition and concentration risk that could lead to increase of overall credit risk levels.
- Assessment of external business environment and recommend appropriate to changes to credit treatments, including work with external credit rating agencies
- Understand information and insights from data sets and identifying trends and patterns while comprehending visualizations of data.
- Identifying data sources, collecting and organizing data into usable formats, sourcing for missing data while striving to analyze data to find answers to specific questions.

What you need to have for this role:

- Bachelors Degree, Specialized in Actuarial Science, Economics, Data Science, or similar discipline
- Total Relevant Experience: 3 to 5 years of strong and solid background in Credit / Risk analysis & governance, from Financial Institutions, Fintech, or Data Scientist with good business experience or exposure.
- Preferably with experience in Business/Data Analytics and Machine Learning Models operation

What’s next?

Maxis values diverse voices & people. We hire and reward our employees based on capability & performance — regardless of ethnicity, gender, age, education, religion, nationality or physical ability.


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