Credit Team Lead

5 days ago


Kuala Lumpur, Kuala Lumpur, Malaysia OCBC Bank Full time

About the Job

Key Responsibilities

This Credit Team Lead role is critical in driving the efficiency of our Secured Lending operations. You will oversee the evaluation and approval of secured lending loan applications, assess complex cases, and supervise credit officers to ensure timely and accurate decisions.

Additionally, you will focus on enhancing our credit approval processes, ensuring they meet our bank's policy and guidelines, risk appetite, and set threshold. Your expertise will also be instrumental in maintaining high customer satisfaction levels.

Qualifications and Skills
  • At least 10 years of relevant credit underwriting experience in consumer secured lending with strong credit fundamentals.
  • 3-5 years of experience in a credit team lead role.
  • Strong knowledge of the Malaysia property market and real estate business.
  • Possess a recognized degree in Business Administration, Economics, Banking, Finance, or related disciplines.
  • Good analytical, written, interpersonal, and communication skills.
  • Thorough understanding of credit processes and policies, including market knowledge and practices.
  • Possessing professional credit certification would be an added advantage.


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