Risk Manager for Credit Policy

3 days ago


Petaling Jaya, Selangor, Malaysia Grab Full time
About Grab and Our Workplace

Grab is Southeast Asia's leading superapp, offering a wide range of services including meal delivery, financial management, and transportation. Our mission is to drive Southeast Asia forward by economically empowering everyone with heart, hunger, honor, and humility.

Job Description

The Country Credit team at Grab Financial Services Asia (GFSA) focuses on providing microcredit to underserved communities. We are seeking a skilled Risk Associate to manage and structure internal and external data, automate credit risk assessment processes, and develop dashboards to monitor portfolio risk performance.

  • This role involves developing and implementing an end-to-end credit framework and policies for the Driver and Consumer segments in collaboration with the regional credit team.
  • You will also be responsible for managing credit risk operations, creating a credit whitelist using alternative data to enhance credit models for the MEX segment.
  • Additionally, you will establish and refine credit models, uncover insights, and collaborate with lending and collections teams to optimize the lending portfolio.

Requirements include a Bachelor's degree in Statistics, Mathematics, Economics, Finance, Risk Management, or a relevant background, as well as 5+ years of experience in credit policy and credit analytics.

Key Responsibilities
  • Develop and implement credit scoring models using non-conventional alternative data.
  • Manage and structure internal and external data for credit risk assessment.
  • Automate credit risk assessment processes using data mining and segmentation techniques.
  • Establish and refine credit models to optimize lending portfolio performance.

We offer a comprehensive benefits package, including term life insurance, medical insurance, and flexible work arrangements. As an equal opportunity employer, we value diversity and inclusion in the workplace.



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