Credit Risk Strategy Associate
3 days ago
Grab is a leading technology company operating in Southeast Asia, offering various services including food delivery, ride-hailing, and financial services. Our mission is to drive economic growth and empowerment in the region.
Job DetailsWe are seeking a Risk Associate to join our Country Credit team at Grab Financial Services Asia (GFSA). The successful candidate will be responsible for managing and structuring internal and external data, automating credit risk assessment processes, and developing dashboards to monitor portfolio risk performance.
- This role involves developing and implementing an end-to-end credit framework and policies for the Driver and Consumer segments in collaboration with the regional credit team.
- You will also be responsible for managing credit risk operations, creating a credit whitelist using alternative data to enhance credit models for the MEX segment.
- Additionally, you will establish and refine credit models, uncover insights, and collaborate with lending and collections teams to optimize the lending portfolio.
Requirements include a Bachelor's degree in Statistics, Mathematics, Economics, Finance, Risk Management, or a relevant background, as well as 5+ years of experience in credit policy and credit analytics.
Key Accountabilities- Develop and implement credit scoring models using non-conventional alternative data.
- Manage and structure internal and external data for credit risk assessment.
- Automate credit risk assessment processes using data mining and segmentation techniques.
- Establish and refine credit models to optimize lending portfolio performance.
We offer a comprehensive benefits package, including term life insurance, medical insurance, and flexible work arrangements. As an equal opportunity employer, we value diversity and inclusion in the workplace.
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