Snr Spclst, Corp

4 days ago

Kuala Lumpur, Malaysia RHB Banking Group Full time

Working Hour

Regular Hours
Monday - Friday

Business Area

Location

Malaysia - Kuala Lumpur

Description
- Manage, rehabilitate, reschedule & restructure (R&R) and recovery of impaired loan (“IL”) and debt/equity instruments (“DE”) to maintain quality asset portfolio (Conventional & Islamic Accounts)
- Manage, rehabilitate, reschedule & restructure (R&R) and recover potential non-performing accounts (PNPA) and non-performing accounts (NPA) to maintain quality asset portfolio.
- Reduce NPAs to an acceptable level.
- Manage and monitor performance and compliance of terms of DE and disposal of DE.
- Manage and monitor rehabilitated / rescheduled / restructured impaired loan (“IL”) until full settlement.
- Manage Non-Impaired accounts which are successfully rehabilitated, strategy to “exit” these accounts, and related accounts to Impaired Accounts
- Manage and monitor rehabilitated / rescheduled / restructured NPA accounts until full settlement.
- Manage collaboration and relationship with external solicitors to support necessary legal action/proceedings
- Execute end-to-end auction of all assets/collaterals to maximise auction sales value to reduce
- Propose and negotiate settlement plans to maximise amount recovered for written-off cases
- Rehabilitate/reschedule/restructure IL and defaulted DE, collection of overdue accounts, liaising with borrowers/issuers, guarantors, solicitors, valuers, insurers, auditors, financial advisors, receivers and managers, liquidators and etc
- Manage and monitor performance and compliance of terms of DE (redemption, coupon payment and put & call option) and disposal where applicable.
- Responsible for evaluation and assessment of R&R proposals, request, settlement or work out scheme.
- Responsible for monitoring implementation of R&R, settlement or work out scheme.
- Responsible for monitoring performance of non-Impaired accounts which are successfully rehabilitated or under exit strategy
- Perform field work including site visitation.
- Continuous review of performance through submission of periodic reports.
- Initiate legal actions whenever necessary.
- Conduct credit review/renewal of accounts including impairment assessment under FRS139.
- Optimise turnaround time for submission of CAs on R&R proposal, customer’s request, settlement proposal or work out scheme as well as variation to the terms & conditions.
- Maximise collections/recoveries and write-back.
- Ensuring compliance with the Bank’s impairment, credit and risk management policy and parameters set by the appropriate regulatory bodies.
- To maintain close contact with solicitors on updates for litigation proceedings.
- Liaise with Business Units on related accounts.
- Preparing monthly and ad-hoc reports
- Post-mortem review of impaired loans
- Handle security and legal documentation in relation to R&R and redemption of securities.

**Requirements**:
**Requirements**:Bachelor Degree - Any related field(s).

Minimum of 5 years experience as Loan Recovery officer at a financial institution
- Good interpersonal, communication and PC skills
- Strong in Credit, Legal and Management skills
- Strong in business & industry knowledge

**Benefits**:
Dental, Education support, Miscellaneous allowance, Medical, Loans, Sports (e.g. Gym), Parking, Vision, Regular hours, Mondays - Fridays, Casual Business Wear, Performance Based Rewards

  • Assoc Spclst, Corp Proposition

    6 days ago

    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours - Monday - Friday- Business Area - Asset Management- Location - Malaysia - Kuala Lumpur- Description **Primary Objective**: - Serving trustees corporate customers by developing and providing best in class products and services - Managing end to end corporate customer journey - Focused on relationship building with corporate...

  • Snr Tm, Corp Finance

    2 days ago

    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour Regular Hours Monday - Friday - Business Area Investment Banking - Location Malaysia - Kuala Lumpur - Description**Primary Objective**: To support the team leader to provide the optimal and most appropriate CF solution to clients **Key Responsibilities**: - To help the marketing efforts of the TL and Head to secure mandates - Coordinate...

  • Snr Spclst, Product Solutions

    2 weeks ago

    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours Monday - Friday- Business Area - Investment Banking- Location - Malaysia - Kuala Lumpur- Description **Primary Objective**: - Responsible for all regulatory dealings and submissions for warrant, OTC structures and new products going forward. - Tasked to deal with Compliance, Legal and Risk mainly on product guideline...

  • Snr Spclst, Family Protection

    1 week ago

    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours Monday - Friday- Business Area - Insurance- Location - Malaysia - Kuala Lumpur- Description **Primary Objective**: - Optimise existing end-to-end customer journeys and improve the customer experience. Ensure consistency in journey design when multiple squads impact the same customer journey - Lead the overall ideation and...

  • Snr Customer Analytics Spclst

    1 week ago

    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Description **Primary Objective**: - Produce analytical deliverables using SAS/ Analytics Tools and drive analytics adoption and execution effectiveness with Tribes members. - Assist Chapter Lead to build and nurture data driven culture across squad members to combine usage of data analysis and market knowledge and product experience to formulate and...

  • Snr Customer Analytics Spclst

    4 days ago

    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours Monday - Friday- Business Area - Community Banking- Location - Malaysia - Kuala Lumpur- Description **Primary Objective**: - Produce analytical deliverables using SAS/ Analytics Tools and drive analytics adoption and execution effectiveness with Tribes members. - Assist Squad Lead to build and nurture data driven culture across...

  • Snr Spclst, Compliance Innvtns

    4 days ago

    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour Regular Hours Monday - Friday - Business Area Compliance - Location Malaysia - Kuala Lumpur - Description- To provide assurance to Board and Senior Management on the Group’s compliance status and risk levels. - To develop forward-looking compliance framework and standards to meet compliance obligations. - To make RHB Group compliance -ready...

  • Snr Spclst, Strategic Prtnrshp

    4 days ago

    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours - Monday - Friday- Business Area - Insurance- Location - Malaysia - Kuala Lumpur- Description **Primary Objective**: - Identifies strategic partnerships that RHBI should pursue - Develop and size partnership opportunities, identifying positive financial value partnerships - Engage internal teams (Risk, Compliance, Legal,...

  • Snr Spclst, Aq Workout

    4 days ago

    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours - Monday - Friday- Business Area - Community Banking- Location - Malaysia - Kuala Lumpur- Description **Primary Objective**: To defend the quality of loan assets through proactive management of high-risk accounts identified to be under EAM strategy, early recognition of potential problematic accounts and advising originating...

  • Snr Spclst, Family Protection

    4 days ago

    Kuala Lumpur, Malaysia RHB Banking Group Full time

    Working Hour - Regular Hours - Monday - Friday- Business Area - Insurance- Location - Malaysia - Kuala Lumpur- Description **Primary Objective**: - Optimise existing end-to-end customer journeys and improve the customer experience. Ensure consistency in journey design when multiple squads impact the same customer journey - Lead the overall ideation and...