Head, Finance

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Overview

The Head of Liquidity & Capital Management will be responsible for strategically managing the bank's liquidity and capital positions. This includes overseeing the bank's Basel reporting for Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR), with a focus on optimizing liquidity and capital strategies. You will also be responsible for regulatory statistical reports on External Assets and Liabilities (EAL) and Ultimate Beneficiary Ownership (UBO).

This role requires a candidate with strong leadership skills and deep expertise in Capital Management, including Internal Capital Adequacy Assessment Process (ICAAP). You will be a key advisor to senior leadership, providing insights on the impact of new products and strategic initiatives on the bank's financial health and regulatory compliance. The successful candidate will report to the General Manager Finance Operations, Liquidity & Capital Management General Manager

Key Responsibilities and Accountabilities

Functional (job responsibilities)

• Strategic Oversight: Provide strategic oversight and leadership for all liquidity and capital management functions, ensuring the bank's financial framework is robust and aligned with business objectives and regulatory requirements. This includes taking full accountability for the timely and accurate submission of reports to Bank Negara Malaysia (BNM)
• Liquidity & Capital Optimization: Develop and implement strategies to optimize the bank's liquidity and capital positions, particularly related to LCR and NSFR. This involves identifying opportunities to enhance capital efficiency and manage liquidity buffers effectively, especially for capital-type products.
• Operational Risk & Stress Testing: Lead the assessment of operational risk and its impact on capital requirements. Conduct and analyze results from internal capital adequacy stress tests to ensure the bank can withstand various market scenarios and maintain sufficient capital reserves.
  
  Stakeholder Management: Act as the primary point of contact for BNM on all matters related to liquidity and capital reporting. Build and maintain strong relationships with internal and external stakeholders, including senior leadership and business divisions, to ensure alignment and effective communication on strategic initiatives.
• Strategic Analysis: Simulate and analyze the impact of new product launches, business initiatives, and market changes on the bank's liquidity and capital frameworks. Provide strategic recommendations to the Board and ALCO (Asset and Liability Committee) on mitigating risks and capitalizing on opportunities.

Jobholder Requirement

• Citizen of Malaysia

Education/Qualification

• Bachelor's degree or equivalent in a related discipline.
• 10 years and above of relevant experience, with at least 7 years specifically focused on Capital Management within the banking industry.

Experience

• Possess a strong, in-depth knowledge of Bank Negara Malaysia's reporting guidelines for Basel Liquidity Ratios, EAL, and UBO reports.
• Expertise in operational risk management, with a solid understanding of how it impacts capital requirements
• Proven ability to conduct capital adequacy stress tests and analyze results to inform strategic decisions
• Demonstrated experience in optimizing liquidity and capital strategies, particularly for LCR and NSFR
• Excellent communication and strong stakeholder management skills, with a track record of effectively engaging with senior leadership and regulatory bodies like Bank Negara Malaysia.

About Hong Leong Bank

We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.

We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our "Digital at the Core" ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.

Realise your full potential at Hong Leong Bank by applying now.