SME Loan Specialist

4 days ago

Penang, Malaysia Alliance Bank Malaysia Berhad Full time

Job Description:

  • Sales role where we train and expose the new hires to the art of selling and credit evaluation.
  • Credit skills are essential as this sales involves pitching to SME business owners.
  • This journey will prepare you for a successful career in becoming a Relationship Manager or Team Leads in the future.

The Role Comprises of:

  • Responsible for overall business development on SME loan and deposit products.
  • Managing customer relationships with an aim to develop and sustain business flow to achieve bank's business objective.
  • Other duties include developing and implementing marketing plans as well as administering and monitoring loan accounts.
  • Solicit and develop new client relationships to drive the SME business to new heights.
  • Enhance existing customer relationships and cross-sell the Bank's products.

What you can Learn & Benefits of Joining SME Associates:

  • Get insights on business models, how business owners operate their business, how they start/embark, listen to their journey, struggles, opportunities and their inspiration.
  • See for yourself manufacturing processes, observe during site visits, learn tips and tricks.
  • Associate yourself and build your business networking through industry leaders, industry associations.
  • What the reported financial data means vs what you listen from the business owners.
  • Get rewarded while you help customers to build their finances.
  • In time, you will be able to provide sound business and financial advisory through mentoring from your team leaders/senior.
  • Bank sponsored training schemes to guide you step by step to be a successful financial advisor. Get certified as Chartered Banker through IBBM courses.

Requirements:

  • Possess a recognised Degree/ Diploma with good analytical skills in financial accounts and well-versed in cash flow analysis
  • Strong communication and interpersonal skills
  • Must have a strong inclination towards a sales-driven culture
  • Results driven with strong commitment to achieve sales target set by bank
  • Possess own transport
  • A recognised Diploma & Degree
  • 1-2 years working experience in Banking Sales (fresh graduates are encourage to apply)
  • Kindly provide your CV in this application

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