Chief Risk Offcr, Digital Bank

3 days ago


Kuala Lumpur, Malaysia RHB Banking Group Full time

Working Hour
- Regular Hours
- Monday - Friday- Business Area
- Risk & Credit Management- Location
- Malaysia - Kuala Lumpur- Description

**Primary Objective**:

- Overall responsibility for the development and implementation of a risk and capital management framework consistent with regulatory requirements and the Bank’s strategic aspirations
- Advise Board and Management on matters relating to regulatory compliance, corporate governance and overall Bank risk and capital management
- Support business units in safeguarding the Bank’s assets and delivering to risk adjusted performance and growth objectives
- Oversee Bank-wide credit evaluation and approval functions as well as asset and liability management

**Key Responsibilities**:
Strategy and Management
- Develop the Group’s risk strategy and governance (including risk appetite) in conjunction with the Board and management team
- Provide advice and support to the Board, management team and senior leadership committees on matters relating to regulatory compliance, corporate governance, asset liability management, overall risk and capital management and credit management functions
- Collaborate internally to embed risk management practices and foster risk aware culture throughout the Bank
- Define and execute the strategy for effective risk management, including developing the risk management strategic and tactical plans; and manage staff to effectively execute the plans
- Build and maintain an effective management team capable of executing the Bank’s risk strategy and aspirations; and identify, develop and recruit new talent to ensure effective succession planning

Business Performance
- Oversee all credit evaluation and approval processes as well as asset and liability management
- Ensure the development and refinement of credit evaluation and approval policies to ensure prudent risk management and acceptable turnaround time (TAT)

Others
- Establish and develop risk management frameworks, policies, procedures, processes and internal controls to ensure proper governance (includes credit management, cyber security, due diligence, business continuity, fraud etc.)
- Identify and ensure the development of successors for all key / critical positions
- Other duties, as assigned
- Requirements

**Requirements**:
Bachelor Degree - Minimum 15 years experience in risk management and at least 10 years experience in credit management at an established financial services institution. Experience navigating in a startup VUCA (Volatile, Uncertain, Complex, Ambiguous) environment. Experienced in addressing corporate-level, external-facing strategic issues and familiar with emerging industry trend, best practices and regulatory requirements in the region..
- Growth stage experience required, able to balance the needs of driving high-growth with the needs of managing risk prudently
- Updated on latest technology changes i.e. data analytics & artificial intelligence which can be applied to risk management.
- Understand the Bank’s strategic objectives, its business model and industry landscape
- Proven problem solving, conceptual thinking and analytical abilities
- Strong senior management-level communications skills
- Benefits

Dental, Education support, Miscellaneous allowance, Medical, Loans, Sports (e.g. Gym), Parking, Vision, Regular hours, Mondays - Fridays, Casual Business Wear, Performance Based Rewards



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