Manager, Digital Partnerships Collection

3 weeks ago


Kuala Lumpur, Malaysia Standard Chartered Full time

**Job**: Retail Banking

**Primary Location**: Asia-Malaysia-Kuala Lumpur

**Schedule**: Full-time

**Employee Status**: Permanent

**Posting Date**: 19/Feb/2024, 9:38:40 PM

**Unposting Date**: Ongoing

**The Role Responsibilities**

**Job Role**

Perform day to day calling activity for inbound / outbound customers and negotiate payments for past due accounts for digital product.

**Strategy**
- Perform calling activity for inbound / outbound customers and negotiate payments for past due accounts.
- To achieve KPIs indicated in the monthly Scorecard.
- Evaluate and assign cases to Field visit according the following circumstances.
- Evaluate and assign cases for Legal actions according to legal action criteria
- Evaluate and recommend instruction to KIV / stop legal.
- To follow in accordance to the standard telephone scripts provided.
- To ensure all works / assignment submission to supervisor is accurate and on timely manner.
- Confirm payment mode (cash / cheque) and if it is cheque payment, remind customer that it has to be made as per the bank’s standard.
- To escalate to Supervisor on early sign of financial difficulties / market concern based on customer feedback.

**Business**
- Respond to customer queries in a timely manner.
- To escalate to Supervisor within 24 hours on queries / potential complaints / complaints requires investigation.
- To ensure all SOP processes relating to own work area are strictly adhered to at all times.
- Identify and lead process improvement opportunities leading to superior customer experience and cost saving opportunities.

**Processes**
- Identify and escalate unusual customer’s transaction patterns which could potentially lead to losses.
- Identify and escalate process gaps in day to day operations.
- Exercise due care and diligence in ensuring all anti money laundering and KYC requirements are complied with. Upgrade knowledge and skills through training or other means to ensure effective performance of duties.
- Contribute to a satisfactory Audit rating.
- To adhere and compliance of Bank Negara Guideline, Regulatory Guideline, Global Credit / Collections Standard and Credit Policy Manual in the responsible relationship accounts and transactions.
- No major breach of regulations and non-compliance of Group's standards in the responsible relationship accounts and transactions.
- Accountable for compliance with Group Code of Conduct, Collector Code of Conduct, Banking Secrecy, KYC, Anti-Money Laundering, Reputational Risk, Treating Customer Fairly policies and local regulations on collection activities including but not limited to customer data privacy, physical contact and use of third party agency guidelines, etc.
- Accountable for compliance with Islamic Financial Services Act.

**People and Talent**

**Action Oriented**
- Taking on new opportunities and tough challenges with a sense of urgency, energy and enthusiasm.

**Collaborates**
- Building partnerships and working collaboratively with others to meet shared objectives.

**Courage**
- Stepping up to address difficult issues and saying what needs to be said.

**Customer Focus**
- Building strong customer relationships and delivering customer-centric solutions.

**Instils Trust**
- Gaining the confidence and trust of others through honesty, integrity and authenticity.

**Nimble Learning**
- Actively learning through experimentation when tackling new problems. Using both successes and failures as a learning factor.

**Risk Management**

**Decision Quality**
- Making good and timely decisions that keep the organisation moving forward.

**Develops Talent**
- Developing people to meet both their career goals and the organisation’s goals.

**Drives Vision and Purpose**
- Painting a compelling picture of the vision and strategy that motivates others to action.

**Gives Clarity and Guidance**
- Providing direction, delegating and removing obstacles to get work done.

**Governance**

**Manages Ambiguity**
- Operating effectively even when things are not certain or the way forward is not clear.

**Regulatory and Business Conduct**
- Display exemplary conduct and live by the Group’s Values and Code of Conduct.
- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
- To achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment].
- Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

**Key Stakeholders**
- Manager, Tele-Collections
- Manager, Recovery
- Manager, Collections Operation Support, Retail Clients
- Human Resources
- Legal and Compliance
- Experience in the banking industry, with collec



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