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Investigation Specialist
1 week ago
Prudential's purpose is to be partners for every life and protectors for every future. Our purpose encourages everything we do by creating a culture in which diversity is celebrated and inclusion assured, for our people, customers, and partners.
The Investigation Unit plays a crucial role in this mission, responsible for assisting the immediate supervisor in processing complex claims effectively and efficiently.
Key responsibilities include:
- To investigate suspicious claims, to rule out suspected fraud or establish non-disclosure/pre-existing illness, includes out of office investigations and provide advice in areas of claims.
- To conduct field visits whenever required to gather information.
Additional responsibilities include:
- To investigate and rule out suspicious/fraud claims by conducting full assessments and pursuing suspicious elements found in claimants, person covered, panel hospitals, doctors.
- Validate the information stated in the claims documents, assess and calculate the correct amount coverable and make decisions in accordance with benefit terms and Claims SOP.
- Ascertain accurate data entry such as ICD10 Diagnosis Code, Surgery and Consultation Code (per PHA Schedule) and items charged per bills issued by hospital.
- Liaise with hospital personnel including nurses and doctors via phone-call/email/writing letters as well as agents or clients, appropriately to obtain necessary information in processing claims requests.
- Coordinate with personnel from other related departments/sections within the company, such as Underwriters, Endorsement (CES), and Compliance on post-investigation findings.
- Ensure processing of all assigned cases within agreed timelines as well as review pending cases to be attended within SOP and agree timelines.
- Participate in product and technical trainings as well as work with supervisors for additional training plans in acquiring and improving industry or technical knowledge.
- Ensure section/unit complies with all regulatory (internal and external) and corporate requirements, working closely with Risk, Compliance, Shariah, Actuarial and other operational departments.
- Perform any other tasks given by HR, company, or department activities/directives, as well as ad-hoc functions requested by Section Heads or HODs.