Lending Credit Oversight Leader

3 days ago


Kuala Lumpur, Kuala Lumpur, Malaysia OCBC Bank Full time

Job Summary

Lead Credit Team

This leadership role requires a skilled Credit Team Lead to oversee the evaluation and approval of secured lending loan applications, assess complex cases, and supervise credit officers. The successful candidate will drive efficiency in our credit approval processes, ensuring timely turnaround times and high customer satisfaction.

The ideal candidate will possess a deep understanding of credit processes and policies, including market knowledge and practices. A recognized degree in Business Administration, Economics, Banking, Finance, or related disciplines is essential, along with excellent analytical, written, interpersonal, and communication skills.

Responsibilities
  • Evaluate and approve secured lending loan applications, including complex/deviation cases.
  • Assess and provide recommendations for applications requiring higher approving authority.
  • Supervise secured credit officers to ensure timely and accurate decisions.
  • Drive efficiency in our credit approval processes and enhance customer satisfaction.
  • Ensure compliance with our bank's policy and guidelines, risk appetite, and set threshold.
  • Review OD, RC & post-approval facilities in a timely and accurate manner.
  • Process loan applications within set turnaround times and approving authority.
  • Update assigned reports in a timely and accurate manner.
  • Support departmental initiatives and projects as required.


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