Senior Credit Lending Manager

5 days ago


Kuala Lumpur, Kuala Lumpur, Malaysia OCBC Bank Full time

Job Description

Role Overview

We are seeking a highly experienced Credit Team Lead to join our Secured Lending team. As a key member of our team, you will be responsible for evaluating and approving secured lending loan applications, assessing complex applications, and supervising credit officers.

You will drive efficiency in our credit approval processes, ensuring timely turnaround times and high customer satisfaction. Additionally, you will ensure all approvals align with our bank's policy and guidelines, risk appetite, and set threshold.

Duties and Responsibilities
  • Evaluate and approve secured lending loan applications, including complex/deviation cases requiring higher approving authority escalation by credit officers.
  • Assess and provide recommendations for applications requiring higher approving authority.
  • Supervise secured credit officers, providing guidance on risk acceptance criteria and identifying issues/early warning signs.
  • Enhance credit approval process efficiency and productivity, focusing on timely turnaround times and customer experience.
  • Ensure secured lending approvals comply with our bank's existing policy and guidelines, risk appetite, and set threshold.
  • Conduct OD, RC & post-approval facilities reviews in a timely and accurate manner.
  • Process loan applications within set turnaround times and approving authority.
  • Update assigned reports in a timely and accurate manner.
  • Support departmental capacity planning, efficiency, and productivity initiatives, structured reviews, and ad-hoc tasks/projects as required.
  • Foster effective engagement with the secured lending credit team to maintain high competency levels, uphold OCBC values, and align with bank initiatives and strategies.

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