Senior Relationship Manager

2 weeks ago

Johor Bahru, Johor, Malaysia Bank Islam Malaysia Berhad Full time 120,000 - 180,000 per year

Market and originate SME Banking financing products, deposit products, and Takaful for new and existing customers.

Prepare credit proposals and obtain approval from the respective Financing Committees.

Prepare a Letter of Offer and liaise with the Credit Administration for the completion of security documentation.

Proactively monitor credit quality through early problem financing recognition and implement appropriate strategies.

Work closely with other Business Development Units (internal & external) in promoting Bank Islam products and services.

Manage the disbursement and/or activation process and liaise with the Sales Support Team and Credit Admin Department.

Conduct a review of the customers' facility and recommend the course of action to be taken.

Analyse changes in the business activities or variations in the customers' risk profile and decide whether to maintain the relationship or embark on an exit strategy.

Maintain and manage customer relationships, cross-sell the bank's products and services, and monitor the growth and quality of the business portfolio in order to meet the target.

Ensure adherence to and compliance with all internal policies, guidelines, and external regulatory requirements.

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