Executive - Card Authorization

7 months ago

Bangsar, Malaysia AEON Credit Service (M) Berhad Full time

To provide Authorization Services to cardholders and merchants in order to support card usage whilst minimizing credit losses.
- To perform verification with cardholder upon Real Time Transaction Monitoring to mitigate fraud risk and preserve the organization and customer interest.
- To attend and hold responsibility of other Authorization channel deliverance within the scope of duties.
- To ensure that daily reports are accurately compiled and channelled to the appropriate party.
- To deliver Authorization scope of duties inclusive but not limited to on-us/ not on-us Authorization request, Authorization cancellation and reversal, Credit Card Easy Payment, Balance Transfer, ATM/ CDM terminal monitoring, points redemption and others thru the various channels.
- Proactively review and monitor the online fraud alert system to mitigate fraud loss.
- To provide sound judgment when performing bypass to overwrite system response.
- To attend and promptly perform the customer and transaction verification triggered from Fraud Alert
- System or referral received from business networks, card issuers/ acquirers and payment providers.
- Provide an exceptionally high level of customer care when handling personal, telephone and written enquiries from internal and external customers or business counterparts.
- To source a daily data compilation for management monthly report preparation.
- Attend to customer and merchant’s enquiries on products/facilities.
- To vigilantly perform card block for lost & stolen reporting or hold for security purposes whenever required inclusive block release and card replacement whenever applicable.
- To perform force authorization within exceptional authorization requests.
- To source data compilation for MIS and ensure the daily reports requirements are properly executed.
- To be flexible in undertaking the duties and responsibilities attached to their job and may be asked to perform other duties which reasonably correspond to the general character of their job and their level of responsibility.
- Plan and complete delegated tasks to a high standard delivering work to agreed times.
- To maintain personal and professional development to meet the changing demands of the job and actively participate in appropriate learning and development activities.

**Job Requirement**:

- A recognized Degree holder.
- Preferably with experience in Banking/ financial services or similar background. (Authorization background will be an advantage).
- Willing to **work shift hours (24/7)**, motivated and energetic.
- Excellent team player, result oriented and able to communicate with all level of people.
- Good communication skills in Bahasa Malaysia & English.

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