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Corporate Banking Specialist

1 week ago


Kuala Lumpur, Kuala Lumpur, Malaysia AFFIN Group Full time
Job Description

As a Corporate Banking Specialist at AFFIN Group, you will be responsible for assisting the Head of Department in credit acquisition for corporate loans/financings to exceed target. Your role will involve managing team members and working within the confines of the Risk Management framework.

Key Responsibilities:
  1. Credit Acquisition: Work with the Head of Department and lead team members to originate deals, wallet sizing, and cross-selling on existing portfolio, exceeding clients' expectations and overall growth.
  2. Account Profitability: Maximize earnings potential and revenue of relationships. Review and monitor revenue performance. Multiple products sold to clients. Managing portfolio's ECL and ensuring asset quality of the portfolio.
  3. Client Relationship Management: Support, identify, solicit, and establish a high-value client base for the bank. Ultimate ownership of customer relationship and customer interface. Activate opportunities and risk criteria. Manage proactively a portfolio of corporate accounts by monitoring the status and credit risk of each account.
  4. Service Management: Promptness in completing annual reviews, other credit submissions, and preparation of Executive Summary, where necessary. Ensure promptness and quality of credit processing. To present all annual review papers to Group Management Credit Committee. Monitor overdue accounts and undertake prompt measures to prevent deterioration to NPL. Provide customer-level information to relevant parties within the Bank. Facilitate the drawdown of facilities.
  5. Staff Development: Mentor and coach Assistant Relationship Manager(s) (ARM). Identify training needs and recommend ARM for development training. When and where necessary, guide and advise ARM of their portfolio management.
  6. Compliance to Regulatory and Bank's Policies and Procedures: Comply with regulatory and Bank's internal policies and procedures and provide feedback to ensure better efficiency. Ensure that client instructions are duly effected by applying all standard checks and controls, coordinating with other departments including Operations/Finance/Compliance. Accurately assess the risk profile, suitability, and appropriateness of clients when marketing products and services by maintaining an accurate and up-to-date call report.

Requirements and Qualifications:
Degree in Finance, Accounting or equivalent. Experience in auditing will be an added advantage. Candidate with professional credit certification such as PCC, CCE, BCP, Chartered Banker will be an added advantage. Minimum 5 years of banking experience with majority exposure to corporate banking and credit risk management.