Loan Manager

1 week ago


Bukit Mertajam, Penang, Malaysia CHARTERWAY INTEGRATED SDN BHD Full time

Overview:

Responsibilities:

Customer Service:
Provide excellent customer service to borrowers by addressing inquiries, resolving issues, and guiding them through the loan process.

Risk Assessment:
Assess the creditworthiness of loan applicants by analyzing financial information, credit reports, and other relevant factors.

Collaboration:
Work closely with underwriters, loan officers, and other team members to facilitate timely loan approvals and closings.

Documentation:
Maintain accurate records of loan transactions and documentation, ensuring completeness and compliance with internal and external requirements.

Training and Development:
Stay updated on industry trends, regulations, and best practices, and provide training to staff as needed.

Performance Monitoring:

Monitor key performance indicators (KPIs) related to loan processing efficiency, quality, and customer satisfaction, and implement improvements as necessary.


Reporting:
Prepare regular reports on loan activity, pipeline status, and performance metrics for management review.

Compliance:
Ensure adherence to all relevant laws, regulations, and company policies governing lending activities.

Qualifications:

  • Bachelor's degree in finance, business administration, or related field (preferred).
  • Previous experience in loan processing, underwriting, or related roles.
  • Strong understanding of lending practices, regulations, and compliance requirements.
  • Excellent communication and interpersonal skills.
  • Detail-oriented with strong analytical and problem-solving abilities.
  • Able to speak and write Chinese.
-
Additional Requirements (if applicable):

  • Certification in mortgage lending or related field (e.g., Certified Mortgage Banker, Certified Loan Officer).
  • Familiarity with specific loan products or markets (e.g., residential mortgages, commercial loans).

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