Manager, Digital Partnerships Unsecured Risk

3 weeks ago


Kuala Lumpur, Malaysia Standard Chartered Full time

**Job**: Retail Banking

**Primary Location**: Asia-Malaysia-Kuala Lumpur

**Schedule**: Full-time

**Employee Status**: Permanent

**Posting Date**: 22/Feb/2024, 3:40:40 AM

**Unposting Date**: Ongoing

**The Role Responsibilities**

**Job Role**
- Ensure overall credit policy and procedure are in line with Global Credit Standards (Global CAD, Group Credit Policies) and Country Regulatory guidance, and the credit risk and portfolio composition are kept within the Bank’s risk appetite.
- Produce, review, and update policies based on credit performance monitoring and analysis as well as business opportunity and future strategy based in risk return optimization.
- Responsible for digital lending portfolio.

**Strategy**
- Improve portfolio quality and optimize risk adjusted return dynamics through development of effective acquisition strategy, including increase or decrease of exposure based on segment performance within the portfolio.

**Business**
- High level of business partnership and engagement to ensure alignment and implementation of the strategic agenda. Actively engaging business in acquisition activation and interventions initiative.

**Processes**
- Contribute to design of credit process around acquisition activation/intervention and drive automation to improve efficiency and effectiveness of acquisition process.

**People and Talent**
- Work closely with other units within Credit Department and other stakeholders outside Credit Department to support overall credit and business initiatives and strategy.

**Risk Management**
- Perform continuous monitoring on portfolio performance and take necessary actions to ensure the quality of portfolio is within credit parameter and benchmark.
- Update CCPM based on business opportunity, portfolio performance, internal / external risk, Group Policies and Bank’s Risk Appetite.
- Identify and escalate when any risk and control weakness become apparent and ensure they are addressed within an appropriate timeframe and escalated through the relevant committees and ensure timely resolution.
- Enhance risk MIS capabilities for better portfolio monitoring and tracking.

**Governance**
- Ensure compliance within Group Policy and Local Regulatory.

**Regulatory and Business Conduct**
- Display exemplary conduct and live by the Group’s Values and Code of Conduct.
- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
- Work with the Unsecured CRM team to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment].
- Implement control and assurance mechanism in the responsible area to ensure CRR requirements based on Prudential Compliance Framework are complied.
- Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

**Key Stakeholders**
- Other units within Credit Department and other units outside Credit Department (e.g. Business, Legal and Compliance, Finance, OPS, CI, etc)

**Other Responsibilities**
- Implement the brand promise and values more deeply within the Bank.
- Graduate degree with 5 - 10 years of relevant Risk Management experience.
- Extensive knowledge of digital banking and lending credit process.
- Middle Management level experience in Credit / Operational Risk.
- Sound understanding of Banking processes and products.
- Strong risk and control mind-set.

**Language**
- English

**Role Specific Technical Competencies**
- Analytic and programming skill (e.g. SAS)
- Credit Risk Lending knowledge
- Digital Banking knowledge
- Enterprise Risk Management

**About Standard Chartered**

We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.

Our purpose, to _drive commerce and prosperity through our unique diversity_, together with our brand promise, to be _here for good_ are achieved by how we each live our _valued behaviours_. When you work with us, you'll see how we value difference and advocate inclusion. Together we:

- **Do the right thing** and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
- **Never settle,** continuously striving to improve and innovate, keeping things simple and learning f



  • Kuala Lumpur, Kuala Lumpur, Malaysia Ambition Full time

    Job details:Posted 22 July 2023SalaryRM RM per monthLocationKuala LumpurJob type PermanentDisciplineBanking & Financial ServicesReference267050_ Manage digital partnership opportunities, ensuring compliance with BNM guidelines, AML CTF, and internal bank risk framework. Identify new partnership and business opportunities, developing tailored banking...


  • Kuala Lumpur, Malaysia Standard Chartered Full time

    **Job**: Retail Banking **Primary Location**: Asia-Malaysia-Kuala Lumpur **Schedule**: Full-time **Employee Status**: Permanent **Posting Date**: 19/Feb/2024, 8:08:57 PM **Unposting Date**: Ongoing **The Role Responsibilities** **Job Role** - Manage digital Partnership opportunities and delivery; ensure the associate compliance risk are identified and...

  • Digital Risk

    2 weeks ago


    Kuala Lumpur, Kuala Lumpur, Malaysia HSBC Full time

    Job descriptionWhy join us?The Digital Risk & Control team, a global specialist first line team within the Wealth & Personal Banking (WPB) Chief Controls Office (CCO), works to support and enable WPB's digital strategy, a core component of the success of the retail and wealth business line. The team seeks to proactively mitigate risk, building and...


  • Kuala Lumpur, Kuala Lumpur, Malaysia Malaysia Airlines Full time

    Reports To: Senior Manager, Digital MarketingPosition Summary:The Digital Partnership & Special Projects Manager develops partnerships for the Airline Business in MAG to drive Online Revenue. They are responsible for identifying, establishing, and maintaining partnerships with external stakeholders to achieve mutual goals and objectives. The role also...

  • Manager Unsecured

    3 weeks ago


    Kuala Lumpur, Malaysia Standard Chartered Full time

    **Job**: Governance, Risk Management & Compliance **Primary Location**: Asia-Malaysia-Bukit Jalil KL **Schedule**: Full-time **Employee Status**: Permanent **Posting Date**: 23/Feb/2024, 1:42:38 AM **Unposting Date**: Ongoing **The Role Responsibilities** **Job Role** To manage and control collections activities associated with Unsecured portfolio in...


  • Kuala Lumpur, Kuala Lumpur, Malaysia Malaysia Airlines Full time

    Reports To:Manager, Digital MarketingRole Purpose:Accountable for the online revenue generation through Malaysia Airlines website through campaign management and partnershipKey Accountabilities: Accountable for the online revenue generation through Malaysia Airlines website. Initiating and managing the strategy and execution plan of digital marketing...

  • Svp, Pfs Risk

    2 weeks ago


    Kuala Lumpur, Malaysia United Overseas Bank (Malaysia) Bhd Full time

    **About UOB**: United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and...

  • Digital Risk

    4 weeks ago


    Kuala Lumpur, Malaysia HSBC Full time

    -Job description **Why join us?** The Digital Risk & Control team, a global specialist first line team within the Wealth & Personal Banking (WPB) Chief Controls Office (CCO), works to support and enable WPB’s digital strategy, a core component of the success of the retail and wealth business line. The team seeks to proactively mitigate risk, building and...


  • Kuala Lumpur, Malaysia Malaysia Airline Full time

    **Job Title**: Assistant Manager, Digital Campaign & Partnership Coordinator **Reports To**: Manager, Digital Marketing **Role Purpose**: Accountable for the online revenue generation through Malaysia Airlines website through campaign management and partnership **Key Accountabilities**: - Accountable for the online revenue generation through Malaysia...


  • Kuala Lumpur, Malaysia Malaysia Airline Full time

    **Position Title**: - Manager, Digital Partnership & Special Projects **Reports To**: - Senior Manager, Digital Marketing **Position Summary**: The Digital Partnership & Special Projects Manager develops partnerships for the Airline Business in MAG to drive Online Revenue. They are responsible for identifying, establishing, and maintaining partnerships...


  • Kuala Lumpur, Malaysia Malaysia Airlines Full time

    **Reports To**: Manager, Digital Marketing **Role Purpose**: Accountable for the online revenue generation through Malaysia Airlines website through campaign management and partnership **Key Accountabilities**: - Accountable for the online revenue generation through Malaysia Airlines website. - Initiating and managing the strategy and execution plan of...


  • Kuala Lumpur, Malaysia Malaysia Airlines Full time

    **Reports To**: - Senior Manager, Digital Marketing **Position Summary**: The Digital Partnership & Special Projects Manager develops partnerships for the Airline Business in MAG to drive Online Revenue. They are responsible for identifying, establishing, and maintaining partnerships with external stakeholders to achieve mutual goals and objectives. The...

  • Partnership Manager

    3 weeks ago


    Kuala Lumpur, Malaysia Hyppies Full time

    **About the role: Partnership Manager** We are seeking an experienced **[Partnership Manager]** to join our team and help drive the growth of our business through strategic partnerships. As a leading fintech company, we are dedicated to delivering innovative solutions that empower businesses and individuals to thrive in the digital economy. **What you'll...

  • Avp, Cards Usage

    2 months ago


    Kuala Lumpur, Malaysia OCBC Bank Full time

    **AVP, Cards Usage & Partnerships** **-** **(**230001ER**)** The role will be responsible in managing credit and debit cards usage and partnership initiatives which include strategizing, planning and executing marketing promotions, and collaborating with external partners to drive overall cards spend and customer engagement. This role includes: - Managing...


  • Kuala Lumpur, Kuala Lumpur, Malaysia PAN & COMPANY | HEADHUNTER Full time

    BUSINESS HEAD FOR CONSUMER FINANCE (MALAYSIA)Committed, Profitable, BNM LicencedLarge ongoing consumer lending bookEthical accessible finance for consumersOur Client has a renowned, visibly committed Digital Finance presence in the region where it is seen as a forward looking Fintech taking the lead in investing in infrastructure and new technologies. Its...


  • Kuala Lumpur, Kuala Lumpur, Malaysia PAN & COMPANY | HEADHUNTER Full time

    BUSINESS HEAD FOR CONSUMER LENDING (MALAYSIA)Committed, Profitable, BNM LicencedLarge ongoing consumer lending bookEthical accessible finance for consumersOur Client has a renowned, visibly committed Digital Finance presence in the region where it is seen as a forward looking Fintech taking the lead in investing in infrastructure and new technologies. Its...


  • Kuala Lumpur, Malaysia PETRONAS DIGITAL SDN. BHD. Full time

    Key Accountabilities 1) Governance and Controls - Lead and execute the monthly, quarterly, and annual Cyber risk assurance reports to ensure all the data are available for review and assessment. 2) Operational Excellence - Lead and execute the Group's digital risks reporting through collaboration with relevant stakeholders, as per agreed guidelines to ensure...


  • Kuala Lumpur, Malaysia Standard Chartered Full time

    **Job**: Retail Banking **Primary Location**: Asia-Malaysia-Kuala Lumpur **Schedule**: Full-time **Employee Status**: Permanent **Posting Date**: 19/Feb/2024, 9:38:40 PM **Unposting Date**: Ongoing **The Role Responsibilities** **Job Role** Perform day to day calling activity for inbound / outbound customers and negotiate payments for past due...


  • Kuala Lumpur, Malaysia Allianz Full time

    Assistant Manager, Affinity & Digital Partnership 48662 | Sales & Distribution | Professional | Non-Executive | Allianz Malaysia | Full-Time | Permanent **Job Summary** Responsible for acquiring new partnerships & referral partners, generate new business through partners, and ensure smooth process and delivery. **Key Responsibilities** **Acquisition of...


  • Kuala Lumpur, Kuala Lumpur, Malaysia PETRONAS DIGITAL SDN. BHD. Full time

    Key Accountabilities 1) Governance and Controls Lead and execute the monthly, quarterly, and annual Cyber risk assurance reports to ensure all the data are available for review and assessment. 2) Operational Excellence Lead and execute the Group's digital risks reporting through collaboration with relevant stakeholders, as per agreed guidelines to ensure...