Specialist, Sme Deposit Portfolio

3 weeks ago


Kuala Lumpur, Malaysia RHB Banking Group Full time

Working Hour
- Regular Hours
- Monday - Friday- Business Area
- Community Banking- Location
- Malaysia - Kuala Lumpur- Description

**Primary Objective**:

- To drive Business Banking Deposit agenda
- Deposit Product Management in SME

**Key Responsibilities**:
**Business Strategies / Business Plan**
- To support HOD to develop SME business strategy and align with overall deposit management strategy of Business Banking / Bank

**Deposit Product Management**
- Conduct periodic / ad hoc analysis on deposit portfolio to understand behavior and trends to determine engagement model and tactical initiatives
- Analysis on competitor offering and services, to keep management apprised of the market practice
- Work with on aligning the SME Deposit Strategy with Group Strategy and focus.
- Develop marketing initiatives, bundling packages and channels to enhance product
- Enhance and develop innovative processes and ideas directly related to deposit activities to match market developments and customer needs
- Develop and execute marketing communication plans and promotional strategy along with product positioning
- Formulate customer retention, cross sell and up-sell strategies
- Support the branch network in promotion and sales of products or campaigns
- Develop product proposition programs initiatives for segment and cross channels
- To determine and prepare initiatives cost-benefit proposal for management approval & oversee actual initiatives spending/costing is within approved budget.
- To ensure timeliness in new initiatives launches and implementation of all programmes and analysis of program performance.
- To engage closely with respective internal & external stakeholders in exploring potential avenues for joint initiatives & value propositions.
- Ensure all the initiative/ system / processes are conforming to regulation requirements and guidelines

**Others**
- Provide support and collaborative with SME Acquisition & Ecosystem Squad to ensure seamless end-to-end customer journey.
- Requirements

**Requirements**:
Bachelor Degree - Bachelors Degree preferred.
- NA
- Minimum of 4 years working experience with good knowledge in deposits and project management skills
- Experience in product management is an added advantage
- Strong interpersonal skill and communication skills
- Able to manage multiple stakeholders and projects simultaneously
- Benefits

Dental, Education support, Miscellaneous allowance, Medical, Loans, Sports (e.g. Gym), Parking, Vision, Regular hours, Mondays - Fridays, Casual Business Wear, Performance Based Rewards



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