Business Manager

2 days ago

Penang, Malaysia CIMB Full time 120,000 - 180,000 per year

Job Description:


• Execute plans and strategies set by Head Office.


• Develop Hire Purchase sales tactics and plans that are in line with the AFS sales strategy.


• Coordinate business activities in achieving AFC's and the Bank's objectives in line with the rules and regulations.


• Achieve the targets set by management and manage the actual performance against targets for the sales staff.


• Adhere to the Delegated Authority (DA) and Power of Attorney (PA) vested on the holder.


• Ensure strict compliance with business rules, terms of underwriting, Statutory requirements and company guidelines.


• Ensure timely pick-up of loan application for evaluation, verification, approval, including appeal (cases within Business Manager's DA) and subsequent escalation to Retail Credit Management – Auto (RCRM-Auto) for decision.


• Ensure disbursement documentation in order and approved terms/conditions fulfilled and recommend to iCIMB for disbursement approval.


• Review and reply to audit reports, attend audit meetings, follow up on issues raised and ensure corrective/preventive actions are taken to avoid recurrence.


• Oversee AFC's general administration matters and ensure proper control, i.e utility expenses, fixed assets, office equipment, maintenance premises and as key holder.


• Monitoring of performance of staff at AFC & Guidance to staff. Any other duties and responsibilities as assigned by Management from time to time.

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